Portfolio Real Cumulative Growth
YearReal Cumulative GrowthEst. Return (SD 0)Est. Return (+1σ)Est. Return (+2σ)Est. Return (+3σ)Est. Return (−1σ)Est. Return (−2σ)Est. Return (−3σ)Diff. to Mean
197093.43%71.44%83.29%97.11%113.22%61.27%52.55%45.07%-23.54%
1971108.67%76.34%89.01%103.78%121.00%65.48%56.16%48.17%-29.75%
1972130.27%81.58%95.12%110.90%129.30%69.97%60.01%51.47%-37.38%
1973105.00%87.18%101.64%118.51%138.17%74.77%64.13%55.01%-16.97%
197469.15%93.16%108.62%126.64%147.66%79.91%68.53%58.78%34.72%
197585.44%99.56%116.08%135.34%157.79%85.39%73.24%62.82%16.52%
197694.02%106.39%124.04%144.62%168.62%91.25%78.26%67.13%13.16%
197789.51%113.69%132.56%154.55%180.19%97.51%83.64%71.73%27.02%
197894.64%121.49%141.65%165.16%192.56%104.20%89.38%76.66%28.38%
197994.33%129.83%151.38%176.49%205.78%111.36%95.51%81.92%37.64%
1980107.27%138.74%161.76%188.61%219.90%119.00%102.06%87.54%29.34%
198194.08%148.27%172.87%201.55%234.99%127.17%109.07%93.55%57.60%
1982101.05%158.44%184.73%215.38%251.12%135.89%116.56%99.97%56.80%
1983118.20%169.32%197.41%230.16%268.35%145.22%124.55%106.83%43.25%
1984119.02%180.94%210.96%245.96%286.77%155.19%133.10%114.16%52.02%
1985159.52%193.36%225.44%262.84%306.45%165.84%142.24%122.00%21.21%
1986213.66%206.63%240.91%280.88%327.49%177.22%152.00%130.37%-3.29%
1987227.56%220.81%257.44%300.16%349.96%189.38%162.43%139.32%-2.97%
1988264.96%235.96%275.11%320.76%373.98%202.38%173.58%148.88%-10.94%
1989321.91%252.16%293.99%342.77%399.65%216.27%185.49%159.10%-21.67%
1990273.71%269.46%314.17%366.30%427.08%231.11%198.22%170.02%-1.55%
1991337.91%287.96%335.73%391.44%456.39%246.98%211.83%181.68%-14.78%
1992332.43%307.72%358.78%418.31%487.71%263.93%226.37%194.15%-7.43%
1993396.67%328.84%383.40%447.01%521.18%282.04%241.90%207.48%-17.10%
1994392.85%351.41%409.71%477.69%556.95%301.40%258.51%221.72%-10.55%
1995478.93%375.52%437.83%510.48%595.18%322.08%276.25%236.94%-21.59%
1996536.25%401.30%467.88%545.51%636.03%344.19%295.21%253.20%-25.17%
1997620.77%428.84%499.99%582.95%679.68%367.81%315.47%270.57%-30.92%
1998725.79%458.27%534.31%622.96%726.33%393.06%337.12%289.14%-36.86%
1999902.86%489.72%570.98%665.72%776.18%420.03%360.26%308.99%-45.76%
2000758.69%523.34%610.17%711.41%829.45%448.86%384.98%330.20%-31.02%
2001644.12%559.25%652.05%760.24%886.38%479.67%411.40%352.86%-13.18%
2002514.87%597.64%696.80%812.41%947.21%512.59%439.64%377.07%16.07%
2003686.49%638.65%744.62%868.17%1,012.22%547.77%469.81%402.95%-6.97%
2004772.09%682.49%795.73%927.75%1,081.69%585.36%502.06%430.61%-11.61%
2005825.47%729.33%850.34%991.43%1,155.93%625.54%536.52%460.16%-11.65%
2006967.11%779.38%908.70%1,059.47%1,235.26%668.47%573.34%491.75%-19.41%
20071,022.47%832.87%971.06%1,132.19%1,320.04%714.35%612.69%525.50%-18.54%
2008616.80%890.03%1,037.71%1,209.89%1,410.64%763.37%654.74%561.56%44.30%
2009795.25%951.12%1,108.93%1,292.93%1,507.45%815.77%699.67%600.10%19.60%
2010897.50%1,016.40%1,185.04%1,381.66%1,610.91%871.75%747.69%641.29%13.25%
2011829.43%1,086.15%1,266.37%1,476.49%1,721.48%931.58%799.01%685.30%30.95%
2012956.09%1,160.70%1,353.29%1,577.83%1,839.62%995.52%853.85%732.34%21.40%
20131,194.12%1,240.36%1,446.17%1,686.12%1,965.88%1,063.85%912.45%782.60%3.87%
20141,253.52%1,325.49%1,545.42%1,801.84%2,100.80%1,136.86%975.07%836.31%5.74%
20151,257.56%1,416.46%1,651.48%1,925.50%2,244.99%1,214.88%1,041.99%893.71%12.64%
20161,346.87%1,513.68%1,764.83%2,057.66%2,399.07%1,298.27%1,113.51%955.05%12.39%
20171,631.12%1,617.56%1,885.95%2,198.88%2,563.72%1,387.37%1,189.93%1,020.59%-0.83%
20181,458.17%1,728.58%2,015.39%2,349.79%2,739.67%1,482.59%1,271.60%1,090.64%18.54%
20191,812.71%1,847.22%2,153.71%2,511.06%2,927.70%1,584.34%1,358.87%1,165.49%1.90%
20202,094.14%1,974.00%2,301.53%2,683.40%3,128.64%1,693.08%1,452.13%1,245.48%-5.74%
20212,331.11%2,109.48%2,459.49%2,867.57%3,343.37%1,809.28%1,551.80%1,330.96%-9.51%
20221,794.75%2,254.25%2,628.29%3,064.38%3,572.83%1,933.45%1,658.30%1,422.31%25.60%
20232,118.57%2,408.97%2,808.67%3,274.69%3,818.04%2,066.15%1,772.11%1,519.93%13.71%
20242,390.43%2,574.30%3,001.44%3,499.44%4,080.08%2,207.95%1,893.74%1,624.24%7.69%
20252,874.71%2,750.98%3,207.43%3,739.62%4,360.11%2,359.49%2,023.71%1,735.72%-4.30%
20263,113.87%2,939.79%3,427.57%3,996.28%4,659.35%2,521.43%2,162.60%1,854.84%-5.59%
20273,141.55%3,662.81%4,270.55%4,979.13%2,694.48%2,311.03%1,982.14%0.89%
20283,357.17%3,914.20%4,563.65%5,320.86%2,879.41%2,469.64%2,118.18%3.83%
20293,587.58%4,182.84%4,876.86%5,686.05%3,077.03%2,639.14%2,263.56%4.83%
20303,833.80%4,469.91%5,211.57%6,076.29%3,288.21%2,820.27%2,418.91%5.34%
20314,096.92%4,776.69%5,569.26%6,493.32%3,513.89%3,013.83%2,584.93%5.64%
20324,378.10%5,104.53%5,951.49%6,938.97%3,755.06%3,220.67%2,762.34%5.84%
20334,678.58%5,454.87%6,359.95%7,415.21%4,012.77%3,441.72%2,951.92%5.99%
20344,999.69%5,829.25%6,796.45%7,924.13%4,288.18%3,677.93%3,154.52%6.10%
20355,342.83%6,229.32%7,262.91%8,467.99%4,582.49%3,930.35%3,371.02%6.18%
20365,709.52%6,656.85%7,761.38%9,049.16%4,896.99%4,200.10%3,602.39%6.25%
20376,101.37%7,113.73%8,294.06%9,670.23%5,233.09%4,488.37%3,849.63%6.31%
20386,520.13%7,601.96%8,863.30%10,333.92%5,592.25%4,796.41%4,113.83%6.35%
20396,967.62%8,123.70%9,471.61%11,043.16%5,976.05%5,125.60%4,396.18%6.39%
20407,445.82%8,681.25%10,121.67%11,801.08%6,386.20%5,477.38%4,697.90%6.43%
20417,956.84%9,277.06%10,816.34%12,611.01%6,824.50%5,853.31%5,020.32%6.45%
20428,502.94%9,913.77%11,558.69%13,476.54%7,292.89%6,255.04%5,364.88%6.48%
20439,086.52%10,594.18%12,351.99%14,401.46%7,793.41%6,684.33%5,733.08%6.50%
20449,710.15%11,321.28%13,199.73%15,389.87%8,328.29%7,143.09%6,126.56%6.52%
204510,376.58%12,098.28%14,105.66%16,446.11%8,899.88%7,633.34%6,547.04%6.54%
204611,088.75%12,928.62%15,073.77%17,574.85%9,510.70%8,157.24%6,996.38%6.56%
204711,849.79%13,815.94%16,108.32%18,781.05%10,163.45%8,717.09%7,476.56%6.57%
204812,663.07%14,764.16%17,213.87%20,070.04%10,860.99%9,315.36%7,989.69%6.58%
204913,532.17%15,777.46%18,395.29%21,447.49%11,606.40%9,954.69%8,538.04%6.60%
205014,460.91%16,860.30%19,657.81%22,919.48%12,402.98%10,637.91%9,124.03%6.61%
205115,453.40%18,017.46%21,006.97%24,492.50%13,254.22%11,368.01%9,750.23%6.62%
205216,514.00%19,254.04%22,448.72%26,173.47%14,163.89%12,148.22%10,419.41%6.63%
205317,647.39%20,575.49%23,989.43%27,969.82%15,135.99%12,981.99%11,134.52%6.64%
205418,858.57%21,987.64%25,635.88%29,889.46%16,174.81%13,872.97%11,898.71%6.64%
205520,152.88%23,496.70%27,395.33%31,940.84%17,284.92%14,825.10%12,715.34%6.65%
205621,536.02%25,109.33%29,275.54%34,133.01%18,471.23%15,842.59%13,588.03%6.66%
Portfolio Draw Down
YearNominal DrawdownReal Drawdown
1970-1.37%-6.57%
1971-0.00%-0.00%
1972-0.00%-0.00%
1973-12.38%-19.40%
1974-35.17%-46.92%
1975-14.34%-34.41%
1976-1.16%-27.83%
1977-0.00%-31.29%
1978-0.00%-27.35%
1979-0.00%-27.59%
1980-0.00%-17.66%
1981-4.47%-27.78%
1982-0.00%-22.43%
1983-0.00%-9.27%
1984-0.00%-8.64%
1985-0.00%-0.00%
1986-0.00%-0.00%
1987-0.00%-0.00%
1988-0.00%-0.00%
1989-0.00%-0.00%
1990-9.78%-14.97%
1991-0.00%-0.00%
1992-0.00%-1.62%
1993-0.00%-0.00%
1994-0.00%-0.96%
1995-0.00%-0.00%
1996-0.00%-0.00%
1997-0.00%-0.00%
1998-0.00%-0.00%
1999-0.00%-0.00%
2000-13.12%-15.97%
2001-25.10%-28.66%
2002-38.70%-42.97%
2003-16.73%-23.96%
2004-3.30%-14.48%
2005-0.00%-8.57%
2006-0.00%-0.00%
2007-0.00%-0.00%
2008-39.62%-39.68%
2009-20.04%-22.22%
2010-8.40%-12.22%
2011-12.84%-18.88%
2012-0.00%-6.49%
2013-0.00%-0.00%
2014-0.00%-0.00%
2015-0.00%-0.00%
2016-0.00%-0.00%
2017-0.00%-0.00%
2018-8.90%-10.60%
2019-0.00%-0.00%
2020-0.00%-0.00%
2021-0.00%-0.00%
2022-18.04%-23.01%
2023-0.01%-9.12%
2024-0.00%-0.00%
2025-0.00%-0.00%
2026-0.00%-0.00%
Portfolio 20 Year Stats
YearAnnualized Real ReturnMWR 20yrP-MWR 20yr
19706.02%5.49%3.79%
19715.52%6.11%4.02%
19725.84%5.47%3.71%
19734.80%4.74%2.88%
19746.87%6.06%4.45%
19759.07%9.63%7.93%
19769.00%8.46%6.95%
19779.10%8.27%6.82%
197810.17%9.32%7.97%
197910.72%9.58%8.33%
198011.96%10.48%9.38%
198110.28%10.17%8.73%
198210.10%12.70%10.85%
19838.48%13.27%10.66%
19849.19%12.70%10.51%
19859.80%14.09%11.92%
19868.57%11.93%9.63%
19877.84%9.86%7.68%
19887.80%10.03%7.80%
19894.32%9.34%5.33%
19904.63%8.12%4.83%
19916.12%10.04%6.98%
19924.59%8.74%5.18%
19935.42%9.37%6.11%
19945.66%8.36%5.58%
19955.97%8.94%6.14%
19964.95%7.82%4.84%
19974.71%7.33%4.41%
19984.95%6.63%4.11%
19993.55%5.91%2.97%
20003.55%4.90%2.46%
20015.21%5.98%3.81%
20026.64%7.32%5.30%
20036.44%9.67%6.89%
20045.80%7.79%5.26%
20055.81%7.31%4.95%
20066.44%7.19%5.13%
20076.02%6.47%4.46%
Portfolio 30 Year Stats
YearAnnualized Real ReturnSWR 30yrP-SWR 30yr
19707.61%4.84%4.30%
19717.23%5.41%4.74%
19726.11%4.88%4.06%
19734.69%4.24%3.17%
19746.46%5.44%4.61%
19758.37%8.66%7.88%
19767.85%7.60%6.82%
19778.08%7.42%6.69%
19788.46%8.35%7.62%
19796.45%8.55%7.24%
19807.36%9.24%8.15%
19817.34%8.85%7.79%
19827.53%10.94%9.70%
19837.78%11.28%10.09%
19848.01%10.73%9.67%
19858.16%11.80%10.68%
19867.12%9.85%8.60%
19876.33%8.05%6.77%
19886.79%8.11%6.97%
19895.85%7.48%6.12%
19905.93%6.56%5.40%
19917.02%8.16%7.09%
19926.65%7.11%6.08%
19935.78%7.70%6.27%
19945.74%6.88%5.59%
19956.20%7.36%6.15%
19966.16%6.43%5.36%
19976.04%6.07%5.03%
Portfolio Weights
YearVTSAXVTMGXVEMAX
197060.00%32.00%8.00%
197160.00%32.00%8.00%
197260.00%32.00%8.00%
197360.00%32.00%8.00%
197460.00%32.00%8.00%
197560.00%32.00%8.00%
197660.00%32.00%8.00%
197760.00%32.00%8.00%
197860.00%32.00%8.00%
197960.00%32.00%8.00%
198060.00%32.00%8.00%
198160.00%32.00%8.00%
198260.00%32.00%8.00%
198360.00%32.00%8.00%
198460.00%32.00%8.00%
198560.00%32.00%8.00%
198660.00%32.00%8.00%
198760.00%32.00%8.00%
198860.00%32.00%8.00%
198960.00%32.00%8.00%
199060.00%32.00%8.00%
199160.00%32.00%8.00%
199260.00%32.00%8.00%
199360.00%32.00%8.00%
199460.00%32.00%8.00%
199560.00%32.00%8.00%
199660.00%32.00%8.00%
199760.00%32.00%8.00%
199860.00%32.00%8.00%
199960.00%32.00%8.00%
200060.00%32.00%8.00%
200160.00%32.00%8.00%
200260.00%32.00%8.00%
200360.00%32.00%8.00%
200460.00%32.00%8.00%
200560.00%32.00%8.00%
200660.00%32.00%8.00%
200760.00%32.00%8.00%
200860.00%32.00%8.00%
200960.00%32.00%8.00%
201060.00%32.00%8.00%
201160.00%32.00%8.00%
201260.00%32.00%8.00%
201360.00%32.00%8.00%
201460.00%32.00%8.00%
201560.00%32.00%8.00%
201660.00%32.00%8.00%
201760.00%32.00%8.00%
201860.00%32.00%8.00%
201960.00%32.00%8.00%
202060.00%32.00%8.00%
202160.00%32.00%8.00%
202260.00%32.00%8.00%
202360.00%32.00%8.00%
202460.00%32.00%8.00%
202560.00%32.00%8.00%
202660.00%32.00%8.00%
Name:P3 (60% VTSAX, 32% VTMGX, 8% VEMAX)
TickerWeight
VTSAX60.00%
VTMGX32.00%
VEMAX8.00%
Total Weight100.00%
MetricNominalReal
Annual Return10.36%6.22%
StdDev16.62%16.59%
Skewness
-0.1178-0.1092
Kurtosis
0.59050.3792
Sharpe Ratio0.4368
Estimated Return6.86%
Max Draw Down-39.62%-46.92%