| Year | Real Cumulative Growth | Est. Return (SD 0) | Est. Return (+1σ) | Est. Return (+2σ) | Est. Return (+3σ) | Est. Return (−1σ) | Est. Return (−2σ) | Est. Return (−3σ) | Diff. to Mean |
|---|---|---|---|---|---|---|---|---|---|
| 1970 | 93.43% | 71.40% | 83.25% | 97.06% | 113.17% | 61.24% | 52.52% | 45.05% | -23.58% |
| 1971 | 108.67% | 76.30% | 88.96% | 103.73% | 120.94% | 65.44% | 56.13% | 48.14% | -29.79% |
| 1972 | 130.27% | 81.54% | 95.07% | 110.85% | 129.25% | 69.94% | 59.98% | 51.44% | -37.41% |
| 1973 | 105.00% | 87.14% | 101.60% | 118.46% | 138.12% | 74.74% | 64.10% | 54.98% | -17.01% |
| 1974 | 69.15% | 93.12% | 108.58% | 126.60% | 147.61% | 79.87% | 68.50% | 58.75% | 34.67% |
| 1975 | 85.44% | 99.52% | 116.03% | 135.29% | 157.74% | 85.35% | 73.20% | 62.79% | 16.48% |
| 1976 | 94.02% | 106.35% | 124.00% | 144.58% | 168.57% | 91.21% | 78.23% | 67.10% | 13.12% |
| 1977 | 89.51% | 113.65% | 132.51% | 154.51% | 180.15% | 97.48% | 83.60% | 71.70% | 26.98% |
| 1978 | 94.64% | 121.46% | 141.61% | 165.12% | 192.52% | 104.17% | 89.34% | 76.63% | 28.34% |
| 1979 | 94.33% | 129.80% | 151.34% | 176.45% | 205.74% | 111.32% | 95.48% | 81.89% | 37.60% |
| 1980 | 107.27% | 138.71% | 161.73% | 188.57% | 219.86% | 118.97% | 102.03% | 87.51% | 29.31% |
| 1981 | 94.08% | 148.23% | 172.83% | 201.52% | 234.96% | 127.14% | 109.04% | 93.52% | 57.56% |
| 1982 | 101.05% | 158.41% | 184.70% | 215.35% | 251.09% | 135.87% | 116.53% | 99.94% | 56.77% |
| 1983 | 118.20% | 169.29% | 197.38% | 230.14% | 268.33% | 145.19% | 124.53% | 106.80% | 43.23% |
| 1984 | 119.02% | 180.91% | 210.94% | 245.94% | 286.76% | 155.16% | 133.08% | 114.14% | 52.00% |
| 1985 | 159.52% | 193.34% | 225.42% | 262.83% | 306.45% | 165.82% | 142.22% | 121.97% | 21.20% |
| 1986 | 213.66% | 206.61% | 240.90% | 280.88% | 327.49% | 177.20% | 151.98% | 130.35% | -3.30% |
| 1987 | 227.56% | 220.80% | 257.44% | 300.16% | 349.98% | 189.37% | 162.42% | 139.30% | -2.97% |
| 1988 | 264.96% | 235.96% | 275.12% | 320.77% | 374.01% | 202.37% | 173.57% | 148.87% | -10.94% |
| 1989 | 321.91% | 252.16% | 294.01% | 342.80% | 399.69% | 216.27% | 185.49% | 159.09% | -21.67% |
| 1990 | 273.71% | 269.48% | 314.20% | 366.34% | 427.13% | 231.12% | 198.22% | 170.01% | -1.55% |
| 1991 | 337.91% | 287.98% | 335.77% | 391.49% | 456.46% | 246.99% | 211.84% | 181.68% | -14.78% |
| 1992 | 332.43% | 307.75% | 358.82% | 418.37% | 487.80% | 263.95% | 226.38% | 194.16% | -7.42% |
| 1993 | 396.67% | 328.88% | 383.46% | 447.10% | 521.30% | 282.07% | 241.92% | 207.49% | -17.09% |
| 1994 | 392.85% | 351.47% | 409.79% | 477.80% | 557.09% | 301.44% | 258.54% | 221.74% | -10.53% |
| 1995 | 478.93% | 375.60% | 437.93% | 510.61% | 595.34% | 322.14% | 276.29% | 236.96% | -21.58% |
| 1996 | 536.25% | 401.39% | 468.00% | 545.67% | 636.22% | 344.26% | 295.26% | 253.23% | -25.15% |
| 1997 | 620.77% | 428.95% | 500.14% | 583.13% | 679.91% | 367.90% | 315.53% | 270.62% | -30.90% |
| 1998 | 725.79% | 458.40% | 534.48% | 623.17% | 726.59% | 393.16% | 337.20% | 289.20% | -36.84% |
| 1999 | 902.86% | 489.88% | 571.18% | 665.96% | 776.48% | 420.15% | 360.35% | 309.06% | -45.74% |
| 2000 | 758.69% | 523.52% | 610.39% | 711.69% | 829.80% | 449.00% | 385.10% | 330.28% | -31.00% |
| 2001 | 644.12% | 559.46% | 652.31% | 760.56% | 886.78% | 479.83% | 411.54% | 352.96% | -13.14% |
| 2002 | 514.87% | 597.88% | 697.10% | 812.78% | 947.66% | 512.78% | 439.80% | 377.20% | 16.12% |
| 2003 | 686.49% | 638.93% | 744.96% | 868.59% | 1,012.73% | 547.99% | 469.99% | 403.10% | -6.93% |
| 2004 | 772.09% | 682.80% | 796.11% | 928.23% | 1,082.27% | 585.62% | 502.26% | 430.78% | -11.56% |
| 2005 | 825.47% | 729.69% | 850.78% | 991.97% | 1,156.59% | 625.83% | 536.75% | 460.36% | -11.60% |
| 2006 | 967.11% | 779.79% | 909.20% | 1,060.08% | 1,236.00% | 668.80% | 573.61% | 491.96% | -19.37% |
| 2007 | 1,022.47% | 833.33% | 971.62% | 1,132.87% | 1,320.87% | 714.72% | 612.99% | 525.75% | -18.50% |
| 2008 | 616.80% | 890.55% | 1,038.34% | 1,210.66% | 1,411.57% | 763.80% | 655.08% | 561.84% | 44.38% |
| 2009 | 795.25% | 951.70% | 1,109.64% | 1,293.78% | 1,508.49% | 816.24% | 700.07% | 600.42% | 19.67% |
| 2010 | 897.50% | 1,017.05% | 1,185.83% | 1,382.62% | 1,612.07% | 872.29% | 748.13% | 641.65% | 13.32% |
| 2011 | 829.43% | 1,086.88% | 1,267.25% | 1,477.56% | 1,722.76% | 932.18% | 799.50% | 685.71% | 31.04% |
| 2012 | 956.09% | 1,161.51% | 1,354.27% | 1,579.01% | 1,841.05% | 996.19% | 854.40% | 732.79% | 21.49% |
| 2013 | 1,194.12% | 1,241.27% | 1,447.26% | 1,687.43% | 1,967.47% | 1,064.59% | 913.07% | 783.11% | 3.95% |
| 2014 | 1,253.52% | 1,326.50% | 1,546.63% | 1,803.30% | 2,102.56% | 1,137.69% | 975.76% | 836.88% | 5.82% |
| 2015 | 1,257.56% | 1,417.58% | 1,652.83% | 1,927.12% | 2,246.93% | 1,215.81% | 1,042.76% | 894.34% | 12.72% |
| 2016 | 1,346.87% | 1,514.91% | 1,766.32% | 2,059.44% | 2,401.21% | 1,299.29% | 1,114.36% | 955.75% | 12.48% |
| 2017 | 1,631.12% | 1,618.93% | 1,887.60% | 2,200.85% | 2,566.09% | 1,388.51% | 1,190.88% | 1,021.38% | -0.75% |
| 2018 | 1,458.17% | 1,730.10% | 2,017.21% | 2,351.97% | 2,742.29% | 1,483.85% | 1,272.65% | 1,091.51% | 18.65% |
| 2019 | 1,812.71% | 1,848.89% | 2,155.72% | 2,513.47% | 2,930.58% | 1,585.73% | 1,360.03% | 1,166.46% | 2.00% |
| 2020 | 2,094.14% | 1,975.84% | 2,303.74% | 2,686.05% | 3,131.81% | 1,694.62% | 1,453.42% | 1,246.55% | -5.65% |
| 2021 | 2,331.11% | 2,111.51% | 2,461.92% | 2,870.48% | 3,346.85% | 1,810.98% | 1,553.22% | 1,332.14% | -9.42% |
| 2022 | 1,794.75% | 2,256.50% | 2,630.97% | 3,067.58% | 3,576.66% | 1,935.33% | 1,659.87% | 1,423.61% | 25.73% |
| 2023 | 2,118.57% | 2,411.44% | 2,811.62% | 3,278.22% | 3,822.24% | 2,068.21% | 1,773.84% | 1,521.36% | 13.82% |
| 2024 | 2,390.43% | 2,577.02% | 3,004.68% | 3,503.31% | 4,084.69% | 2,210.22% | 1,895.64% | 1,625.83% | 7.81% |
| 2025 | 2,874.71% | 2,753.96% | 3,210.99% | 3,743.86% | 4,365.16% | 2,361.99% | 2,025.80% | 1,737.46% | -4.20% |
| 2026 | 3,164.94% | 2,943.06% | 3,431.47% | 4,000.93% | 4,664.89% | 2,524.17% | 2,164.90% | 1,856.76% | -7.01% |
| 2027 | 3,145.14% | 3,667.09% | 4,275.65% | 4,985.20% | 2,697.49% | 2,313.55% | 1,984.26% | -0.63% | |
| 2028 | 3,361.10% | 3,918.88% | 4,569.23% | 5,327.51% | 2,882.71% | 2,472.41% | 2,120.50% | 3.05% | |
| 2029 | 3,591.89% | 4,187.97% | 4,882.97% | 5,693.31% | 3,080.65% | 2,642.17% | 2,266.11% | 4.31% | |
| 2030 | 3,838.52% | 4,475.53% | 5,218.26% | 6,084.24% | 3,292.18% | 2,823.59% | 2,421.71% | 4.94% | |
| 2031 | 4,102.09% | 4,782.84% | 5,576.56% | 6,502.01% | 3,518.23% | 3,017.47% | 2,587.99% | 5.32% | |
| 2032 | 4,383.75% | 5,111.25% | 5,959.47% | 6,948.46% | 3,759.80% | 3,224.66% | 2,765.69% | 5.58% | |
| 2033 | 4,684.76% | 5,462.21% | 6,368.67% | 7,425.57% | 4,017.97% | 3,446.08% | 2,955.59% | 5.76% | |
| 2034 | 5,006.43% | 5,837.26% | 6,805.97% | 7,935.44% | 4,293.86% | 3,682.70% | 3,158.54% | 5.90% | |
| 2035 | 5,350.19% | 6,238.07% | 7,273.29% | 8,480.31% | 4,588.69% | 3,935.57% | 3,375.41% | 6.01% | |
| 2036 | 5,717.56% | 6,666.40% | 7,772.71% | 9,062.60% | 4,903.77% | 4,205.80% | 3,607.18% | 6.09% | |
| 2037 | 6,110.15% | 7,124.14% | 8,306.41% | 9,684.88% | 5,240.48% | 4,494.59% | 3,854.87% | 6.16% | |
| 2038 | 6,529.69% | 7,613.31% | 8,876.76% | 10,349.88% | 5,600.31% | 4,803.21% | 4,119.56% | 6.22% | |
| 2039 | 6,978.05% | 8,136.07% | 9,486.27% | 11,060.54% | 5,984.85% | 5,133.01% | 4,402.42% | 6.27% | |
| 2040 | 7,457.19% | 8,694.73% | 10,137.64% | 11,820.00% | 6,395.79% | 5,485.47% | 4,704.71% | 6.31% | |
| 2041 | 7,969.23% | 9,291.74% | 10,833.73% | 12,631.61% | 6,834.95% | 5,862.12% | 5,027.75% | 6.35% | |
| 2042 | 8,516.43% | 9,929.75% | 11,577.61% | 13,498.94% | 7,304.27% | 6,264.63% | 5,372.98% | 6.38% | |
| 2043 | 9,101.20% | 10,611.56% | 12,372.58% | 14,425.83% | 7,805.80% | 6,694.79% | 5,741.91% | 6.41% | |
| 2044 | 9,726.12% | 11,340.19% | 13,222.13% | 15,416.37% | 8,341.78% | 7,154.48% | 6,136.17% | 6.44% | |
| 2045 | 10,393.95% | 12,118.85% | 14,130.01% | 16,474.92% | 8,914.56% | 7,645.73% | 6,557.50% | 6.46% | |
| 2046 | 11,107.64% | 12,950.98% | 15,100.23% | 17,606.15% | 9,526.67% | 8,170.72% | 7,007.76% | 6.48% | |
| 2047 | 11,870.34% | 13,840.25% | 16,137.07% | 18,815.05% | 10,180.81% | 8,731.75% | 7,488.94% | 6.50% | |
| 2048 | 12,685.40% | 14,790.57% | 17,245.10% | 20,106.97% | 10,879.86% | 9,331.31% | 8,003.16% | 6.51% | |
| 2049 | 13,556.43% | 15,806.15% | 18,429.22% | 21,487.59% | 11,626.91% | 9,972.03% | 8,552.69% | 6.53% | |
| 2050 | 14,487.27% | 16,891.46% | 19,694.64% | 22,963.01% | 12,425.26% | 10,656.75% | 9,139.95% | 6.54% | |
| 2051 | 15,482.02% | 18,051.29% | 21,046.95% | 24,539.74% | 13,278.43% | 11,388.48% | 9,767.54% | 6.56% | |
| 2052 | 16,545.07% | 19,290.77% | 22,492.12% | 26,224.74% | 14,190.18% | 12,170.46% | 10,438.21% | 6.57% | |
| 2053 | 17,681.12% | 20,615.35% | 24,036.51% | 28,025.43% | 15,164.53% | 13,006.13% | 11,154.94% | 6.58% | |
| 2054 | 18,895.18% | 22,030.88% | 25,686.95% | 29,949.76% | 16,205.79% | 13,899.18% | 11,920.88% | 6.59% | |
| 2055 | 20,192.59% | 23,543.60% | 27,450.72% | 32,006.23% | 17,318.54% | 14,853.56% | 12,739.42% | 6.60% | |
| 2056 | 21,579.09% | 25,160.20% | 29,335.59% | 34,203.90% | 18,507.70% | 15,873.46% | 13,614.16% | 6.61% |
| Year | Nominal Drawdown | Real Drawdown |
|---|---|---|
| 1970 | -1.37% | -6.57% |
| 1971 | -0.00% | -0.00% |
| 1972 | -0.00% | -0.00% |
| 1973 | -12.38% | -19.40% |
| 1974 | -35.17% | -46.92% |
| 1975 | -14.34% | -34.41% |
| 1976 | -1.16% | -27.83% |
| 1977 | -0.00% | -31.29% |
| 1978 | -0.00% | -27.35% |
| 1979 | -0.00% | -27.59% |
| 1980 | -0.00% | -17.66% |
| 1981 | -4.47% | -27.78% |
| 1982 | -0.00% | -22.43% |
| 1983 | -0.00% | -9.27% |
| 1984 | -0.00% | -8.64% |
| 1985 | -0.00% | -0.00% |
| 1986 | -0.00% | -0.00% |
| 1987 | -0.00% | -0.00% |
| 1988 | -0.00% | -0.00% |
| 1989 | -0.00% | -0.00% |
| 1990 | -9.78% | -14.97% |
| 1991 | -0.00% | -0.00% |
| 1992 | -0.00% | -1.62% |
| 1993 | -0.00% | -0.00% |
| 1994 | -0.00% | -0.96% |
| 1995 | -0.00% | -0.00% |
| 1996 | -0.00% | -0.00% |
| 1997 | -0.00% | -0.00% |
| 1998 | -0.00% | -0.00% |
| 1999 | -0.00% | -0.00% |
| 2000 | -13.12% | -15.97% |
| 2001 | -25.10% | -28.66% |
| 2002 | -38.70% | -42.97% |
| 2003 | -16.73% | -23.96% |
| 2004 | -3.30% | -14.48% |
| 2005 | -0.00% | -8.57% |
| 2006 | -0.00% | -0.00% |
| 2007 | -0.00% | -0.00% |
| 2008 | -39.62% | -39.68% |
| 2009 | -20.04% | -22.22% |
| 2010 | -8.40% | -12.22% |
| 2011 | -12.84% | -18.88% |
| 2012 | -0.00% | -6.49% |
| 2013 | -0.00% | -0.00% |
| 2014 | -0.00% | -0.00% |
| 2015 | -0.00% | -0.00% |
| 2016 | -0.00% | -0.00% |
| 2017 | -0.00% | -0.00% |
| 2018 | -8.90% | -10.60% |
| 2019 | -0.00% | -0.00% |
| 2020 | -0.00% | -0.00% |
| 2021 | -0.00% | -0.00% |
| 2022 | -18.04% | -23.01% |
| 2023 | -0.01% | -9.12% |
| 2024 | -0.00% | -0.00% |
| 2025 | -0.00% | -0.00% |
| 2026 | -0.00% | -0.00% |
| Year | Annualized Real Return | MWR 20yr | P-MWR 20yr |
|---|---|---|---|
| 1970 | 6.02% | 5.49% | 3.79% |
| 1971 | 5.52% | 6.11% | 4.02% |
| 1972 | 5.84% | 5.47% | 3.71% |
| 1973 | 4.80% | 4.74% | 2.88% |
| 1974 | 6.87% | 6.06% | 4.45% |
| 1975 | 9.07% | 9.63% | 7.93% |
| 1976 | 9.00% | 8.46% | 6.95% |
| 1977 | 9.10% | 8.27% | 6.82% |
| 1978 | 10.17% | 9.32% | 7.97% |
| 1979 | 10.72% | 9.58% | 8.33% |
| 1980 | 11.96% | 10.48% | 9.38% |
| 1981 | 10.28% | 10.17% | 8.73% |
| 1982 | 10.10% | 12.70% | 10.85% |
| 1983 | 8.48% | 13.27% | 10.66% |
| 1984 | 9.19% | 12.70% | 10.51% |
| 1985 | 9.80% | 14.09% | 11.92% |
| 1986 | 8.57% | 11.93% | 9.63% |
| 1987 | 7.84% | 9.86% | 7.68% |
| 1988 | 7.80% | 10.03% | 7.80% |
| 1989 | 4.32% | 9.34% | 5.33% |
| 1990 | 4.63% | 8.12% | 4.83% |
| 1991 | 6.12% | 10.04% | 6.98% |
| 1992 | 4.59% | 8.74% | 5.18% |
| 1993 | 5.42% | 9.37% | 6.11% |
| 1994 | 5.66% | 8.36% | 5.58% |
| 1995 | 5.97% | 8.94% | 6.14% |
| 1996 | 4.95% | 7.82% | 4.84% |
| 1997 | 4.71% | 7.33% | 4.41% |
| 1998 | 4.95% | 6.63% | 4.11% |
| 1999 | 3.55% | 5.91% | 2.97% |
| 2000 | 3.55% | 4.90% | 2.46% |
| 2001 | 5.21% | 5.98% | 3.81% |
| 2002 | 6.64% | 7.32% | 5.30% |
| 2003 | 6.44% | 9.67% | 6.89% |
| 2004 | 5.80% | 7.79% | 5.26% |
| 2005 | 5.81% | 7.31% | 4.95% |
| 2006 | 6.44% | 7.19% | 5.13% |
| 2007 | 6.11% | 6.47% | 4.49% |
| Year | Annualized Real Return | SWR 30yr | P-SWR 30yr |
|---|---|---|---|
| 1970 | 7.61% | 4.84% | 4.30% |
| 1971 | 7.23% | 5.41% | 4.74% |
| 1972 | 6.11% | 4.88% | 4.06% |
| 1973 | 4.69% | 4.24% | 3.17% |
| 1974 | 6.46% | 5.44% | 4.61% |
| 1975 | 8.37% | 8.66% | 7.88% |
| 1976 | 7.85% | 7.60% | 6.82% |
| 1977 | 8.08% | 7.42% | 6.69% |
| 1978 | 8.46% | 8.35% | 7.62% |
| 1979 | 6.45% | 8.55% | 7.24% |
| 1980 | 7.36% | 9.24% | 8.15% |
| 1981 | 7.34% | 8.85% | 7.79% |
| 1982 | 7.53% | 10.94% | 9.70% |
| 1983 | 7.78% | 11.28% | 10.09% |
| 1984 | 8.01% | 10.73% | 9.67% |
| 1985 | 8.16% | 11.80% | 10.68% |
| 1986 | 7.12% | 9.85% | 8.60% |
| 1987 | 6.33% | 8.05% | 6.77% |
| 1988 | 6.79% | 8.11% | 6.97% |
| 1989 | 5.85% | 7.48% | 6.12% |
| 1990 | 5.93% | 6.56% | 5.40% |
| 1991 | 7.02% | 8.16% | 7.09% |
| 1992 | 6.65% | 7.11% | 6.08% |
| 1993 | 5.78% | 7.70% | 6.27% |
| 1994 | 5.74% | 6.88% | 5.59% |
| 1995 | 6.20% | 7.36% | 6.15% |
| 1996 | 6.16% | 6.43% | 5.36% |
| 1997 | 6.10% | 6.07% | 5.04% |
| Year | VTSAX | VTMGX | VEMAX |
|---|---|---|---|
| 1970 | 60.00% | 32.00% | 8.00% |
| 1971 | 60.00% | 32.00% | 8.00% |
| 1972 | 60.00% | 32.00% | 8.00% |
| 1973 | 60.00% | 32.00% | 8.00% |
| 1974 | 60.00% | 32.00% | 8.00% |
| 1975 | 60.00% | 32.00% | 8.00% |
| 1976 | 60.00% | 32.00% | 8.00% |
| 1977 | 60.00% | 32.00% | 8.00% |
| 1978 | 60.00% | 32.00% | 8.00% |
| 1979 | 60.00% | 32.00% | 8.00% |
| 1980 | 60.00% | 32.00% | 8.00% |
| 1981 | 60.00% | 32.00% | 8.00% |
| 1982 | 60.00% | 32.00% | 8.00% |
| 1983 | 60.00% | 32.00% | 8.00% |
| 1984 | 60.00% | 32.00% | 8.00% |
| 1985 | 60.00% | 32.00% | 8.00% |
| 1986 | 60.00% | 32.00% | 8.00% |
| 1987 | 60.00% | 32.00% | 8.00% |
| 1988 | 60.00% | 32.00% | 8.00% |
| 1989 | 60.00% | 32.00% | 8.00% |
| 1990 | 60.00% | 32.00% | 8.00% |
| 1991 | 60.00% | 32.00% | 8.00% |
| 1992 | 60.00% | 32.00% | 8.00% |
| 1993 | 60.00% | 32.00% | 8.00% |
| 1994 | 60.00% | 32.00% | 8.00% |
| 1995 | 60.00% | 32.00% | 8.00% |
| 1996 | 60.00% | 32.00% | 8.00% |
| 1997 | 60.00% | 32.00% | 8.00% |
| 1998 | 60.00% | 32.00% | 8.00% |
| 1999 | 60.00% | 32.00% | 8.00% |
| 2000 | 60.00% | 32.00% | 8.00% |
| 2001 | 60.00% | 32.00% | 8.00% |
| 2002 | 60.00% | 32.00% | 8.00% |
| 2003 | 60.00% | 32.00% | 8.00% |
| 2004 | 60.00% | 32.00% | 8.00% |
| 2005 | 60.00% | 32.00% | 8.00% |
| 2006 | 60.00% | 32.00% | 8.00% |
| 2007 | 60.00% | 32.00% | 8.00% |
| 2008 | 60.00% | 32.00% | 8.00% |
| 2009 | 60.00% | 32.00% | 8.00% |
| 2010 | 60.00% | 32.00% | 8.00% |
| 2011 | 60.00% | 32.00% | 8.00% |
| 2012 | 60.00% | 32.00% | 8.00% |
| 2013 | 60.00% | 32.00% | 8.00% |
| 2014 | 60.00% | 32.00% | 8.00% |
| 2015 | 60.00% | 32.00% | 8.00% |
| 2016 | 60.00% | 32.00% | 8.00% |
| 2017 | 60.00% | 32.00% | 8.00% |
| 2018 | 60.00% | 32.00% | 8.00% |
| 2019 | 60.00% | 32.00% | 8.00% |
| 2020 | 60.00% | 32.00% | 8.00% |
| 2021 | 60.00% | 32.00% | 8.00% |
| 2022 | 60.00% | 32.00% | 8.00% |
| 2023 | 60.00% | 32.00% | 8.00% |
| 2024 | 60.00% | 32.00% | 8.00% |
| 2025 | 60.00% | 32.00% | 8.00% |
| 2026 | 60.00% | 32.00% | 8.00% |
Name:P3 (60% VTSAX, 32% VTMGX, 8% VEMAX)
| Ticker | Weight | |
|---|---|---|
| VTSAX | 60.00% | |
| VTMGX | 32.00% | |
| VEMAX | 8.00% | |
| Total Weight | 100% |
100%
Total
VTSAXVanguard Total Stock Market Index Fund Admiral Shares60.00%
VTMGXVanguard Developed Markets Index Fund Admiral Shares32.00%
VEMAXVanguard Emerging Markets Stock Index Fund Admiral Shares8.00%
| Metric | Nominal | Real |
|---|---|---|
| Annual Return | 10.39% | 6.25% |
| StdDev | 16.62% | 16.60% |
Skewness | -0.1186 | -0.1099 |
Kurtosis | 0.5966 | 0.3833 |
| Sharpe Ratio | 0.4382 | |
| Estimated Return | 6.87% | |
| Max Draw Down | -39.62% | -46.92% |
+1StdDev
+2StdDev
+3StdDev
-1StdDev
-2StdDev
-3StdDev
Estimated Mean
Diff to Mean
Real Cumulative Growth
VTSAX
VTMGX
VEMAX
Nominal
Real
Rolling 20 year real return
Max Withdrawal Rate 20
Permanent Max Withdrawal Rate 20
Rolling 30 year real return
Max Withdrawal Rate 30
Permanent Max Withdrawal Rate 30