| Year | Real Cumulative Growth | Est. Return (SD 0) | Est. Return (+1σ) | Est. Return (+2σ) | Est. Return (+3σ) | Est. Return (−1σ) | Est. Return (−2σ) | Est. Return (−3σ) | Diff. to Mean |
|---|---|---|---|---|---|---|---|---|---|
| 1970 | 91.92% | 72.36% | 84.35% | 98.34% | 114.64% | 62.07% | 53.24% | 45.67% | -21.29% |
| 1971 | 107.30% | 77.10% | 89.89% | 104.79% | 122.16% | 66.14% | 56.73% | 48.67% | -28.14% |
| 1972 | 129.90% | 82.16% | 95.78% | 111.66% | 130.17% | 70.48% | 60.45% | 51.86% | -36.75% |
| 1973 | 102.71% | 87.55% | 102.06% | 118.98% | 138.71% | 75.10% | 64.42% | 55.26% | -14.76% |
| 1974 | 68.86% | 93.29% | 108.76% | 126.79% | 147.81% | 80.03% | 68.65% | 58.88% | 35.49% |
| 1975 | 85.74% | 99.41% | 115.89% | 135.11% | 157.50% | 85.27% | 73.15% | 62.75% | 15.94% |
| 1976 | 93.81% | 105.93% | 123.49% | 143.97% | 167.83% | 90.87% | 77.95% | 66.86% | 12.92% |
| 1977 | 89.06% | 112.88% | 131.60% | 153.41% | 178.84% | 96.83% | 83.06% | 71.25% | 26.74% |
| 1978 | 94.52% | 120.29% | 140.23% | 163.47% | 190.58% | 103.18% | 88.51% | 75.92% | 27.26% |
| 1979 | 93.86% | 128.18% | 149.43% | 174.20% | 203.08% | 109.95% | 94.31% | 80.90% | 36.56% |
| 1980 | 106.18% | 136.58% | 159.23% | 185.62% | 216.40% | 117.16% | 100.50% | 86.21% | 28.64% |
| 1981 | 93.22% | 145.54% | 169.67% | 197.80% | 230.59% | 124.85% | 107.09% | 91.86% | 56.13% |
| 1982 | 100.90% | 155.09% | 180.80% | 210.77% | 245.72% | 133.03% | 114.12% | 97.89% | 53.71% |
| 1983 | 118.89% | 165.26% | 192.66% | 224.60% | 261.83% | 141.76% | 121.60% | 104.31% | 39.00% |
| 1984 | 119.32% | 176.10% | 205.30% | 239.33% | 279.01% | 151.06% | 129.58% | 111.15% | 47.59% |
| 1985 | 160.12% | 187.65% | 218.76% | 255.03% | 297.31% | 160.97% | 138.08% | 118.44% | 17.20% |
| 1986 | 215.31% | 199.96% | 233.11% | 271.76% | 316.81% | 171.53% | 147.14% | 126.21% | -7.13% |
| 1987 | 230.20% | 213.08% | 248.40% | 289.59% | 337.59% | 182.78% | 156.79% | 134.49% | -7.44% |
| 1988 | 265.64% | 227.06% | 264.70% | 308.58% | 359.74% | 194.77% | 167.07% | 143.31% | -14.52% |
| 1989 | 314.94% | 241.95% | 282.06% | 328.82% | 383.33% | 207.54% | 178.03% | 152.71% | -23.18% |
| 1990 | 265.80% | 257.82% | 300.56% | 350.39% | 408.48% | 221.16% | 189.71% | 162.73% | -3.00% |
| 1991 | 320.58% | 274.73% | 320.28% | 373.38% | 435.27% | 235.66% | 202.15% | 173.40% | -14.30% |
| 1992 | 310.77% | 292.75% | 341.29% | 397.87% | 463.83% | 251.12% | 215.41% | 184.78% | -5.80% |
| 1993 | 362.63% | 311.96% | 363.67% | 423.96% | 494.25% | 267.60% | 229.54% | 196.90% | -13.97% |
| 1994 | 361.58% | 332.42% | 387.53% | 451.77% | 526.67% | 285.15% | 244.60% | 209.81% | -8.06% |
| 1995 | 442.65% | 354.23% | 412.95% | 481.41% | 561.22% | 303.85% | 260.64% | 223.58% | -19.98% |
| 1996 | 493.27% | 377.46% | 440.04% | 512.99% | 598.03% | 323.78% | 277.74% | 238.24% | -23.48% |
| 1997 | 573.72% | 402.22% | 468.90% | 546.64% | 637.26% | 345.02% | 295.96% | 253.87% | -29.89% |
| 1998 | 678.66% | 428.60% | 499.66% | 582.49% | 679.06% | 367.65% | 315.37% | 270.52% | -36.85% |
| 1999 | 834.47% | 456.72% | 532.43% | 620.70% | 723.60% | 391.77% | 336.06% | 288.27% | -45.27% |
| 2000 | 705.53% | 486.68% | 567.36% | 661.41% | 771.06% | 417.47% | 358.10% | 307.18% | -31.02% |
| 2001 | 593.36% | 518.60% | 604.57% | 704.80% | 821.64% | 444.85% | 381.59% | 327.33% | -12.60% |
| 2002 | 471.76% | 552.62% | 644.23% | 751.03% | 875.54% | 474.03% | 406.62% | 348.80% | 17.14% |
| 2003 | 625.07% | 588.86% | 686.49% | 800.29% | 932.97% | 505.12% | 433.29% | 371.68% | -5.79% |
| 2004 | 701.59% | 627.49% | 731.52% | 852.79% | 994.17% | 538.26% | 461.71% | 396.06% | -10.56% |
| 2005 | 745.43% | 668.65% | 779.50% | 908.73% | 1,059.38% | 573.56% | 492.00% | 422.03% | -10.30% |
| 2006 | 872.60% | 712.51% | 830.63% | 968.34% | 1,128.87% | 611.19% | 524.27% | 449.72% | -18.35% |
| 2007 | 918.47% | 759.25% | 885.12% | 1,031.85% | 1,202.92% | 651.28% | 558.66% | 479.22% | -17.34% |
| 2008 | 552.11% | 809.05% | 943.18% | 1,099.54% | 1,281.82% | 694.00% | 595.31% | 510.65% | 46.54% |
| 2009 | 709.43% | 862.12% | 1,005.04% | 1,171.66% | 1,365.90% | 739.52% | 634.36% | 544.15% | 21.52% |
| 2010 | 802.42% | 918.67% | 1,070.97% | 1,248.52% | 1,455.50% | 788.03% | 675.97% | 579.84% | 14.49% |
| 2011 | 739.13% | 978.93% | 1,141.22% | 1,330.41% | 1,550.97% | 839.72% | 720.31% | 617.87% | 32.44% |
| 2012 | 850.81% | 1,043.14% | 1,216.08% | 1,417.68% | 1,652.70% | 894.80% | 767.56% | 658.40% | 22.61% |
| 2013 | 1,057.59% | 1,111.57% | 1,295.84% | 1,510.67% | 1,761.11% | 953.50% | 817.90% | 701.59% | 5.10% |
| 2014 | 1,111.20% | 1,184.48% | 1,380.85% | 1,609.76% | 1,876.63% | 1,016.04% | 871.55% | 747.61% | 6.59% |
| 2015 | 1,110.16% | 1,262.18% | 1,471.42% | 1,715.36% | 1,999.73% | 1,082.69% | 928.72% | 796.65% | 13.69% |
| 2016 | 1,190.58% | 1,344.97% | 1,567.94% | 1,827.87% | 2,130.90% | 1,153.71% | 989.64% | 848.91% | 12.97% |
| 2017 | 1,442.58% | 1,433.19% | 1,670.79% | 1,947.77% | 2,270.68% | 1,229.38% | 1,054.56% | 904.59% | -0.65% |
| 2018 | 1,289.92% | 1,527.20% | 1,780.38% | 2,075.54% | 2,419.62% | 1,310.02% | 1,123.73% | 963.93% | 18.39% |
| 2019 | 1,602.59% | 1,627.38% | 1,897.17% | 2,211.68% | 2,578.34% | 1,395.95% | 1,197.44% | 1,027.16% | 1.55% |
| 2020 | 1,851.55% | 1,734.12% | 2,021.61% | 2,356.75% | 2,747.46% | 1,487.52% | 1,275.99% | 1,094.53% | -6.34% |
| 2021 | 2,056.25% | 1,847.87% | 2,154.22% | 2,511.35% | 2,927.68% | 1,585.09% | 1,359.68% | 1,166.33% | -10.13% |
| 2022 | 1,581.60% | 1,969.08% | 2,295.52% | 2,676.08% | 3,119.72% | 1,689.07% | 1,448.87% | 1,242.83% | 24.50% |
| 2023 | 1,864.16% | 2,098.25% | 2,446.10% | 2,851.61% | 3,324.36% | 1,799.86% | 1,543.91% | 1,324.36% | 12.56% |
| 2024 | 2,107.12% | 2,235.88% | 2,606.55% | 3,038.66% | 3,542.42% | 1,917.92% | 1,645.18% | 1,411.23% | 6.11% |
| 2025 | 2,526.58% | 2,382.54% | 2,777.52% | 3,237.98% | 3,774.78% | 2,043.73% | 1,753.10% | 1,503.80% | -5.70% |
| 2026 | 2,818.39% | 2,538.82% | 2,959.71% | 3,450.38% | 4,022.39% | 2,177.79% | 1,868.09% | 1,602.44% | -9.92% |
| 2027 | 2,705.36% | 3,153.85% | 3,676.70% | 4,286.23% | 2,320.64% | 1,990.63% | 1,707.55% | -4.01% | |
| 2028 | 2,882.81% | 3,360.73% | 3,917.88% | 4,567.39% | 2,472.86% | 2,121.20% | 1,819.55% | 1.14% | |
| 2029 | 3,071.91% | 3,581.18% | 4,174.87% | 4,866.98% | 2,635.06% | 2,260.34% | 1,938.91% | 2.91% | |
| 2030 | 3,273.41% | 3,816.08% | 4,448.72% | 5,186.23% | 2,807.91% | 2,408.61% | 2,066.09% | 3.81% | |
| 2031 | 3,488.13% | 4,066.40% | 4,740.53% | 5,526.42% | 2,992.10% | 2,566.60% | 2,201.61% | 4.36% | |
| 2032 | 3,716.93% | 4,333.13% | 5,051.48% | 5,888.92% | 3,188.36% | 2,734.96% | 2,346.03% | 4.72% | |
| 2033 | 3,960.74% | 4,617.36% | 5,382.83% | 6,275.21% | 3,397.50% | 2,914.35% | 2,499.91% | 4.98% | |
| 2034 | 4,220.55% | 4,920.23% | 5,735.92% | 6,686.83% | 3,620.36% | 3,105.52% | 2,663.90% | 5.18% | |
| 2035 | 4,497.39% | 5,242.98% | 6,112.16% | 7,125.45% | 3,857.83% | 3,309.23% | 2,838.63% | 5.33% | |
| 2036 | 4,792.40% | 5,586.89% | 6,513.09% | 7,592.84% | 4,110.89% | 3,526.29% | 3,024.83% | 5.45% | |
| 2037 | 5,106.75% | 5,953.36% | 6,940.31% | 8,090.89% | 4,380.54% | 3,757.60% | 3,223.25% | 5.55% | |
| 2038 | 5,441.73% | 6,343.86% | 7,395.56% | 8,621.61% | 4,667.88% | 4,004.08% | 3,434.67% | 5.64% | |
| 2039 | 5,798.68% | 6,759.99% | 7,880.67% | 9,187.14% | 4,974.07% | 4,266.72% | 3,659.97% | 5.71% | |
| 2040 | 6,179.04% | 7,203.41% | 8,397.60% | 9,789.76% | 5,300.34% | 4,546.60% | 3,900.04% | 5.77% | |
| 2041 | 6,584.35% | 7,675.91% | 8,948.44% | 10,431.92% | 5,648.01% | 4,844.83% | 4,155.87% | 5.82% | |
| 2042 | 7,016.25% | 8,179.41% | 9,535.41% | 11,116.20% | 6,018.49% | 5,162.63% | 4,428.47% | 5.87% | |
| 2043 | 7,476.48% | 8,715.94% | 10,160.88% | 11,845.36% | 6,413.27% | 5,501.27% | 4,718.95% | 5.91% | |
| 2044 | 7,966.89% | 9,287.66% | 10,827.38% | 12,622.35% | 6,833.95% | 5,862.12% | 5,028.49% | 5.94% | |
| 2045 | 8,489.48% | 9,896.88% | 11,537.59% | 13,450.31% | 7,282.22% | 6,246.64% | 5,358.33% | 5.98% | |
| 2046 | 9,046.34% | 10,546.06% | 12,294.40% | 14,332.58% | 7,759.90% | 6,656.39% | 5,709.81% | 6.00% | |
| 2047 | 9,639.74% | 11,237.82% | 13,100.85% | 15,272.72% | 8,268.90% | 7,093.01% | 6,084.34% | 6.03% | |
| 2048 | 10,272.05% | 11,974.97% | 13,960.19% | 16,274.53% | 8,811.30% | 7,558.28% | 6,483.44% | 6.05% | |
| 2049 | 10,945.84% | 12,760.46% | 14,875.91% | 17,342.05% | 9,389.27% | 8,054.06% | 6,908.72% | 6.08% | |
| 2050 | 11,663.83% | 13,597.48% | 15,851.69% | 18,479.60% | 10,005.16% | 8,582.36% | 7,361.90% | 6.10% | |
| 2051 | 12,428.92% | 14,489.40% | 16,891.47% | 19,691.76% | 10,661.45% | 9,145.32% | 7,844.80% | 6.12% | |
| 2052 | 13,244.19% | 15,439.83% | 17,999.46% | 20,983.44% | 11,360.78% | 9,745.21% | 8,359.38% | 6.13% | |
| 2053 | 14,112.93% | 16,452.60% | 19,180.13% | 22,359.84% | 12,105.99% | 10,384.44% | 8,907.71% | 6.15% | |
| 2054 | 15,038.67% | 17,531.80% | 20,438.24% | 23,826.53% | 12,900.07% | 11,065.60% | 9,492.01% | 6.16% | |
| 2055 | 16,025.12% | 18,681.79% | 21,778.88% | 25,389.42% | 13,746.25% | 11,791.45% | 10,114.63% | 6.18% | |
| 2056 | 17,076.29% | 19,907.22% | 23,207.46% | 27,054.83% | 14,647.93% | 12,564.90% | 10,778.10% | 6.19% |
| Year | Nominal Drawdown | Real Drawdown |
|---|---|---|
| 1970 | -2.96% | -8.08% |
| 1971 | -0.00% | -0.00% |
| 1972 | -0.00% | -0.00% |
| 1973 | -14.05% | -20.93% |
| 1974 | -35.26% | -46.99% |
| 1975 | -13.79% | -33.99% |
| 1976 | -1.10% | -27.78% |
| 1977 | -0.00% | -31.44% |
| 1978 | -0.00% | -27.24% |
| 1979 | -0.00% | -27.74% |
| 1980 | -0.00% | -18.26% |
| 1981 | -4.38% | -28.24% |
| 1982 | -0.00% | -22.33% |
| 1983 | -0.00% | -8.47% |
| 1984 | -0.00% | -8.15% |
| 1985 | -0.00% | -0.00% |
| 1986 | -0.00% | -0.00% |
| 1987 | -0.00% | -0.00% |
| 1988 | -0.00% | -0.00% |
| 1989 | -0.00% | -0.00% |
| 1990 | -10.45% | -15.60% |
| 1991 | -0.00% | -0.00% |
| 1992 | -0.25% | -3.06% |
| 1993 | -0.00% | -0.00% |
| 1994 | -0.00% | -0.29% |
| 1995 | -0.00% | -0.00% |
| 1996 | -0.00% | -0.00% |
| 1997 | -0.00% | -0.00% |
| 1998 | -0.00% | -0.00% |
| 1999 | -0.00% | -0.00% |
| 2000 | -12.59% | -15.45% |
| 2001 | -25.34% | -28.89% |
| 2002 | -39.23% | -43.47% |
| 2003 | -17.97% | -25.09% |
| 2004 | -4.92% | -15.92% |
| 2005 | -0.00% | -10.67% |
| 2006 | -0.00% | -0.00% |
| 2007 | -0.00% | -0.00% |
| 2008 | -39.83% | -39.89% |
| 2009 | -20.59% | -22.76% |
| 2010 | -8.83% | -12.64% |
| 2011 | -13.53% | -19.53% |
| 2012 | -0.00% | -7.37% |
| 2013 | -0.00% | -0.00% |
| 2014 | -0.00% | -0.00% |
| 2015 | -0.00% | -0.09% |
| 2016 | -0.00% | -0.00% |
| 2017 | -0.00% | -0.00% |
| 2018 | -8.87% | -10.58% |
| 2019 | -0.00% | -0.00% |
| 2020 | -0.00% | -0.00% |
| 2021 | -0.00% | -0.00% |
| 2022 | -18.12% | -23.08% |
| 2023 | -0.26% | -9.34% |
| 2024 | -0.00% | -0.00% |
| 2025 | -0.00% | -0.00% |
| 2026 | -0.00% | -0.00% |
| Year | Annualized Real Return | MWR 20yr | P-MWR 20yr |
|---|---|---|---|
| 1970 | 5.90% | 5.47% | 3.73% |
| 1971 | 5.45% | 6.18% | 4.04% |
| 1972 | 5.63% | 5.52% | 3.67% |
| 1973 | 4.46% | 4.73% | 2.75% |
| 1974 | 6.51% | 6.16% | 4.41% |
| 1975 | 8.65% | 9.61% | 7.78% |
| 1976 | 8.55% | 8.36% | 6.74% |
| 1977 | 8.65% | 8.20% | 6.64% |
| 1978 | 9.76% | 9.25% | 7.81% |
| 1979 | 10.36% | 9.45% | 8.14% |
| 1980 | 11.54% | 10.36% | 9.20% |
| 1981 | 9.93% | 10.09% | 8.57% |
| 1982 | 9.70% | 12.57% | 10.59% |
| 1983 | 8.02% | 12.99% | 10.21% |
| 1984 | 8.65% | 12.28% | 9.94% |
| 1985 | 9.26% | 13.58% | 11.27% |
| 1986 | 7.99% | 11.41% | 8.96% |
| 1987 | 7.25% | 9.32% | 7.02% |
| 1988 | 7.16% | 9.37% | 7.02% |
| 1989 | 3.73% | 8.74% | 4.53% |
| 1990 | 4.14% | 7.72% | 4.29% |
| 1991 | 5.68% | 9.56% | 6.39% |
| 1992 | 4.27% | 8.46% | 4.79% |
| 1993 | 5.16% | 9.17% | 5.82% |
| 1994 | 5.50% | 8.35% | 5.48% |
| 1995 | 5.77% | 8.86% | 5.97% |
| 1996 | 4.70% | 7.69% | 4.63% |
| 1997 | 4.50% | 7.24% | 4.24% |
| 1998 | 4.72% | 6.50% | 3.91% |
| 1999 | 3.26% | 5.72% | 2.71% |
| 2000 | 3.32% | 4.78% | 2.29% |
| 2001 | 4.94% | 5.79% | 3.58% |
| 2002 | 6.41% | 7.13% | 5.08% |
| 2003 | 6.24% | 9.45% | 6.63% |
| 2004 | 5.62% | 7.64% | 5.08% |
| 2005 | 5.65% | 7.17% | 4.78% |
| 2006 | 6.29% | 7.09% | 5.00% |
| 2007 | 6.04% | 6.38% | 4.40% |
| Year | Annualized Real Return | SWR 30yr | P-SWR 30yr |
|---|---|---|---|
| 1970 | 7.33% | 4.78% | 4.21% |
| 1971 | 7.03% | 5.43% | 4.72% |
| 1972 | 5.87% | 4.88% | 4.00% |
| 1973 | 4.39% | 4.20% | 3.05% |
| 1974 | 6.20% | 5.48% | 4.58% |
| 1975 | 8.05% | 8.57% | 7.73% |
| 1976 | 7.47% | 7.46% | 6.60% |
| 1977 | 7.72% | 7.30% | 6.51% |
| 1978 | 8.09% | 8.22% | 7.43% |
| 1979 | 6.06% | 8.37% | 6.94% |
| 1980 | 6.97% | 9.06% | 7.86% |
| 1981 | 6.97% | 8.69% | 7.54% |
| 1982 | 7.15% | 10.70% | 9.35% |
| 1983 | 7.37% | 10.91% | 9.62% |
| 1984 | 7.56% | 10.24% | 9.09% |
| 1985 | 7.72% | 11.23% | 10.02% |
| 1986 | 6.67% | 9.30% | 7.96% |
| 1987 | 5.87% | 7.51% | 6.15% |
| 1988 | 6.31% | 7.49% | 6.29% |
| 1989 | 5.41% | 6.92% | 5.50% |
| 1990 | 5.57% | 6.18% | 4.97% |
| 1991 | 6.68% | 7.71% | 6.60% |
| 1992 | 6.39% | 6.84% | 5.77% |
| 1993 | 5.57% | 7.49% | 6.02% |
| 1994 | 5.61% | 6.83% | 5.50% |
| 1995 | 6.05% | 7.25% | 6.00% |
| 1996 | 5.98% | 6.30% | 5.19% |
| 1997 | 5.98% | 5.96% | 4.92% |
| Year | VTSAX | VTIAX |
|---|---|---|
| 1970 | 60.00% | 40.00% |
| 1971 | 60.00% | 40.00% |
| 1972 | 60.00% | 40.00% |
| 1973 | 60.00% | 40.00% |
| 1974 | 60.00% | 40.00% |
| 1975 | 60.00% | 40.00% |
| 1976 | 60.00% | 40.00% |
| 1977 | 60.00% | 40.00% |
| 1978 | 60.00% | 40.00% |
| 1979 | 60.00% | 40.00% |
| 1980 | 60.00% | 40.00% |
| 1981 | 60.00% | 40.00% |
| 1982 | 60.00% | 40.00% |
| 1983 | 60.00% | 40.00% |
| 1984 | 60.00% | 40.00% |
| 1985 | 60.00% | 40.00% |
| 1986 | 60.00% | 40.00% |
| 1987 | 60.00% | 40.00% |
| 1988 | 60.00% | 40.00% |
| 1989 | 60.00% | 40.00% |
| 1990 | 60.00% | 40.00% |
| 1991 | 60.00% | 40.00% |
| 1992 | 60.00% | 40.00% |
| 1993 | 60.00% | 40.00% |
| 1994 | 60.00% | 40.00% |
| 1995 | 60.00% | 40.00% |
| 1996 | 60.00% | 40.00% |
| 1997 | 60.00% | 40.00% |
| 1998 | 60.00% | 40.00% |
| 1999 | 60.00% | 40.00% |
| 2000 | 60.00% | 40.00% |
| 2001 | 60.00% | 40.00% |
| 2002 | 60.00% | 40.00% |
| 2003 | 60.00% | 40.00% |
| 2004 | 60.00% | 40.00% |
| 2005 | 60.00% | 40.00% |
| 2006 | 60.00% | 40.00% |
| 2007 | 60.00% | 40.00% |
| 2008 | 60.00% | 40.00% |
| 2009 | 60.00% | 40.00% |
| 2010 | 60.00% | 40.00% |
| 2011 | 60.00% | 40.00% |
| 2012 | 60.00% | 40.00% |
| 2013 | 60.00% | 40.00% |
| 2014 | 60.00% | 40.00% |
| 2015 | 60.00% | 40.00% |
| 2016 | 60.00% | 40.00% |
| 2017 | 60.00% | 40.00% |
| 2018 | 60.00% | 40.00% |
| 2019 | 60.00% | 40.00% |
| 2020 | 60.00% | 40.00% |
| 2021 | 60.00% | 40.00% |
| 2022 | 60.00% | 40.00% |
| 2023 | 60.00% | 40.00% |
| 2024 | 60.00% | 40.00% |
| 2025 | 60.00% | 40.00% |
| 2026 | 60.00% | 40.00% |
Name:P2 (60% VTSAX, 40% VTIAX)
| Ticker | Weight | |
|---|---|---|
| VTSAX | 60.00% | |
| VTIAX | 40.00% | |
| Total Weight | 100.00% |
| Metric | Nominal | Real |
|---|---|---|
| Annual Return | 10.17% | 6.03% |
| StdDev | 16.59% | 16.58% |
Skewness | -0.1181 | -0.1090 |
Kurtosis | 0.5696 | 0.3310 |
| Sharpe Ratio | 0.4254 | |
| Estimated Return | 6.56% | |
| Max Draw Down | -39.83% | -46.99% |
+1StdDev
+2StdDev
+3StdDev
-1StdDev
-2StdDev
-3StdDev
Estimated Mean
Diff to Mean
Real Cumulative Growth
VTSAX
VTIAX
Nominal
Real
Rolling 20 year real return
Max Withdrawal Rate 20
Permanent Max Withdrawal Rate 20
Rolling 30 year real return
Max Withdrawal Rate 30
Permanent Max Withdrawal Rate 30