| Year | Real Cumulative Growth | Est. Return (SD 0) | Est. Return (+1σ) | Est. Return (+2σ) | Est. Return (+3σ) | Est. Return (−1σ) | Est. Return (−2σ) | Est. Return (−3σ) | Diff. to Mean |
|---|---|---|---|---|---|---|---|---|---|
| 1970 | 98.17% | 78.99% | 87.14% | 96.14% | 106.06% | 71.59% | 64.89% | 58.82% | -19.54% |
| 1971 | 109.35% | 83.94% | 92.60% | 102.16% | 112.71% | 76.08% | 68.96% | 62.51% | -23.24% |
| 1972 | 116.30% | 89.20% | 98.41% | 108.57% | 119.77% | 80.85% | 73.28% | 66.42% | -23.30% |
| 1973 | 94.49% | 94.79% | 104.57% | 115.37% | 127.28% | 85.92% | 77.88% | 70.59% | 0.31% |
| 1974 | 74.24% | 100.73% | 111.13% | 122.60% | 135.26% | 91.30% | 82.76% | 75.01% | 35.67% |
| 1975 | 89.88% | 107.04% | 118.09% | 130.28% | 143.73% | 97.02% | 87.94% | 79.71% | 19.09% |
| 1976 | 105.65% | 113.75% | 125.49% | 138.45% | 152.74% | 103.10% | 93.45% | 84.71% | 7.67% |
| 1977 | 104.91% | 120.88% | 133.36% | 147.12% | 162.31% | 109.56% | 99.31% | 90.02% | 15.22% |
| 1978 | 107.23% | 128.45% | 141.71% | 156.34% | 172.49% | 116.43% | 105.53% | 95.66% | 19.79% |
| 1979 | 110.61% | 136.50% | 150.59% | 166.14% | 183.30% | 123.73% | 112.15% | 101.65% | 23.41% |
| 1980 | 116.19% | 145.05% | 160.03% | 176.55% | 194.78% | 131.48% | 119.18% | 108.02% | 24.84% |
| 1981 | 112.08% | 154.15% | 170.06% | 187.62% | 206.99% | 139.72% | 126.64% | 114.79% | 37.53% |
| 1982 | 133.28% | 163.81% | 180.72% | 199.38% | 219.96% | 148.48% | 134.58% | 121.99% | 22.90% |
| 1983 | 152.43% | 174.07% | 192.04% | 211.87% | 233.75% | 157.78% | 143.02% | 129.63% | 14.20% |
| 1984 | 154.42% | 184.98% | 204.08% | 225.15% | 248.40% | 167.67% | 151.98% | 137.76% | 19.79% |
| 1985 | 189.97% | 196.57% | 216.87% | 239.26% | 263.96% | 178.18% | 161.50% | 146.39% | 3.48% |
| 1986 | 222.63% | 208.89% | 230.46% | 254.25% | 280.50% | 189.34% | 171.62% | 155.56% | -6.17% |
| 1987 | 217.04% | 221.98% | 244.90% | 270.19% | 298.08% | 201.21% | 182.38% | 165.31% | 2.28% |
| 1988 | 238.11% | 235.90% | 260.25% | 287.12% | 316.76% | 213.82% | 193.81% | 175.67% | -0.93% |
| 1989 | 263.82% | 250.68% | 276.56% | 305.11% | 336.62% | 227.22% | 205.96% | 186.68% | -4.98% |
| 1990 | 235.49% | 266.39% | 293.89% | 324.24% | 357.71% | 241.46% | 218.86% | 198.38% | 13.12% |
| 1991 | 288.62% | 283.08% | 312.31% | 344.56% | 380.13% | 256.59% | 232.58% | 210.81% | -1.92% |
| 1992 | 310.73% | 300.82% | 331.88% | 366.15% | 403.95% | 272.67% | 247.15% | 224.02% | -3.19% |
| 1993 | 350.63% | 319.68% | 352.68% | 389.10% | 429.27% | 289.76% | 262.64% | 238.06% | -8.83% |
| 1994 | 334.81% | 339.71% | 374.79% | 413.48% | 456.17% | 307.92% | 279.10% | 252.98% | 1.46% |
| 1995 | 405.26% | 361.00% | 398.27% | 439.39% | 484.76% | 327.22% | 296.59% | 268.84% | -10.92% |
| 1996 | 431.65% | 383.63% | 423.23% | 466.93% | 515.14% | 347.72% | 315.18% | 285.69% | -11.13% |
| 1997 | 490.87% | 407.67% | 449.76% | 496.19% | 547.42% | 369.52% | 334.94% | 303.59% | -16.95% |
| 1998 | 527.62% | 433.22% | 477.94% | 527.29% | 581.73% | 392.67% | 355.93% | 322.62% | -17.89% |
| 1999 | 575.40% | 460.36% | 507.90% | 560.33% | 618.19% | 417.28% | 378.23% | 342.83% | -19.99% |
| 2000 | 593.91% | 489.22% | 539.73% | 595.45% | 656.93% | 443.43% | 401.93% | 364.32% | -17.63% |
| 2001 | 603.43% | 519.88% | 573.55% | 632.77% | 698.10% | 471.22% | 427.12% | 387.15% | -13.85% |
| 2002 | 586.54% | 552.46% | 609.49% | 672.42% | 741.85% | 500.75% | 453.89% | 411.42% | -5.81% |
| 2003 | 724.02% | 587.08% | 647.69% | 714.56% | 788.34% | 532.14% | 482.34% | 437.20% | -18.91% |
| 2004 | 786.15% | 623.87% | 688.28% | 759.34% | 837.74% | 565.49% | 512.57% | 464.60% | -20.64% |
| 2005 | 808.13% | 662.97% | 731.42% | 806.93% | 890.25% | 600.92% | 544.69% | 493.71% | -17.96% |
| 2006 | 870.79% | 704.52% | 777.25% | 857.50% | 946.04% | 638.58% | 578.82% | 524.66% | -19.09% |
| 2007 | 894.57% | 748.67% | 825.97% | 911.24% | 1,005.33% | 678.60% | 615.10% | 557.54% | -16.31% |
| 2008 | 755.10% | 795.59% | 877.73% | 968.35% | 1,068.33% | 721.13% | 653.65% | 592.48% | 5.36% |
| 2009 | 858.51% | 845.45% | 932.74% | 1,029.04% | 1,135.28% | 766.33% | 694.61% | 629.61% | -1.52% |
| 2010 | 969.82% | 898.43% | 991.19% | 1,093.53% | 1,206.43% | 814.35% | 738.14% | 669.06% | -7.36% |
| 2011 | 957.54% | 954.74% | 1,053.31% | 1,162.06% | 1,282.04% | 865.39% | 784.40% | 710.99% | -0.29% |
| 2012 | 1,041.49% | 1,014.57% | 1,119.32% | 1,234.88% | 1,362.38% | 919.62% | 833.56% | 755.55% | -2.59% |
| 2013 | 1,212.16% | 1,078.15% | 1,189.47% | 1,312.27% | 1,447.76% | 977.25% | 885.80% | 802.90% | -11.06% |
| 2014 | 1,268.44% | 1,145.72% | 1,264.01% | 1,394.51% | 1,538.49% | 1,038.50% | 941.31% | 853.22% | -9.67% |
| 2015 | 1,251.32% | 1,217.52% | 1,343.23% | 1,481.91% | 1,634.91% | 1,103.58% | 1,000.30% | 906.69% | -2.70% |
| 2016 | 1,335.14% | 1,293.82% | 1,427.41% | 1,574.78% | 1,737.37% | 1,172.74% | 1,062.99% | 963.51% | -3.09% |
| 2017 | 1,451.01% | 1,374.91% | 1,516.86% | 1,673.47% | 1,846.25% | 1,246.24% | 1,129.61% | 1,023.90% | -5.24% |
| 2018 | 1,345.64% | 1,461.07% | 1,611.92% | 1,778.35% | 1,961.96% | 1,324.34% | 1,200.40% | 1,088.06% | 8.58% |
| 2019 | 1,528.06% | 1,552.64% | 1,712.94% | 1,889.80% | 2,084.91% | 1,407.34% | 1,275.63% | 1,156.25% | 1.61% |
| 2020 | 1,705.21% | 1,649.94% | 1,820.29% | 2,008.23% | 2,215.57% | 1,495.53% | 1,355.58% | 1,228.72% | -3.24% |
| 2021 | 1,768.15% | 1,753.34% | 1,934.37% | 2,134.09% | 2,354.42% | 1,589.26% | 1,440.53% | 1,305.72% | -0.84% |
| 2022 | 1,417.11% | 1,863.23% | 2,055.60% | 2,267.83% | 2,501.97% | 1,688.86% | 1,530.81% | 1,387.55% | 31.48% |
| 2023 | 1,524.61% | 1,979.99% | 2,184.42% | 2,409.95% | 2,658.77% | 1,794.70% | 1,626.74% | 1,474.51% | 29.87% |
| 2024 | 1,603.63% | 2,104.08% | 2,321.32% | 2,560.99% | 2,825.40% | 1,907.17% | 1,728.69% | 1,566.91% | 31.21% |
| 2025 | 1,762.79% | 2,235.94% | 2,466.80% | 2,721.48% | 3,002.46% | 2,026.69% | 1,837.03% | 1,665.11% | 26.84% |
| 2026 | 1,866.03% | 2,376.07% | 2,621.39% | 2,892.04% | 3,190.63% | 2,153.71% | 1,952.16% | 1,769.46% | 27.33% |
| 2027 | 2,524.98% | 2,785.67% | 3,073.28% | 3,390.59% | 2,288.68% | 2,074.50% | 1,880.36% | 35.31% | |
| 2028 | 2,683.22% | 2,960.25% | 3,265.88% | 3,603.07% | 2,432.11% | 2,204.51% | 1,998.20% | 19.91% | |
| 2029 | 2,851.37% | 3,145.77% | 3,470.56% | 3,828.88% | 2,584.53% | 2,342.66% | 2,123.43% | 15.18% | |
| 2030 | 3,030.07% | 3,342.91% | 3,688.06% | 4,068.83% | 2,746.50% | 2,489.48% | 2,256.50% | 12.88% | |
| 2031 | 3,219.96% | 3,552.41% | 3,919.19% | 4,323.83% | 2,918.63% | 2,645.49% | 2,397.92% | 11.53% | |
| 2032 | 3,421.76% | 3,775.04% | 4,164.80% | 4,594.80% | 3,101.54% | 2,811.28% | 2,548.19% | 10.63% | |
| 2033 | 3,636.20% | 4,011.63% | 4,425.81% | 4,882.76% | 3,295.91% | 2,987.47% | 2,707.89% | 10.00% | |
| 2034 | 3,864.08% | 4,263.03% | 4,703.18% | 5,188.76% | 3,502.47% | 3,174.69% | 2,877.59% | 9.53% | |
| 2035 | 4,106.24% | 4,530.20% | 4,997.92% | 5,513.94% | 3,721.97% | 3,373.65% | 3,057.93% | 9.16% | |
| 2036 | 4,363.58% | 4,814.11% | 5,311.14% | 5,859.50% | 3,955.22% | 3,585.08% | 3,249.57% | 8.87% | |
| 2037 | 4,637.05% | 5,115.80% | 5,643.99% | 6,226.71% | 4,203.09% | 3,809.75% | 3,453.22% | 8.63% | |
| 2038 | 4,927.65% | 5,436.41% | 5,997.70% | 6,616.94% | 4,466.50% | 4,048.51% | 3,669.63% | 8.43% | |
| 2039 | 5,236.47% | 5,777.11% | 6,373.58% | 7,031.62% | 4,746.42% | 4,302.23% | 3,899.61% | 8.26% | |
| 2040 | 5,564.64% | 6,139.16% | 6,773.01% | 7,472.29% | 5,043.88% | 4,571.85% | 4,144.00% | 8.12% | |
| 2041 | 5,913.37% | 6,523.90% | 7,197.47% | 7,940.58% | 5,359.98% | 4,858.37% | 4,403.70% | 7.99% | |
| 2042 | 6,283.96% | 6,932.76% | 7,648.54% | 8,438.22% | 5,695.88% | 5,162.84% | 4,679.68% | 7.88% | |
| 2043 | 6,677.78% | 7,367.23% | 8,127.87% | 8,967.04% | 6,052.85% | 5,486.40% | 4,972.96% | 7.79% | |
| 2044 | 7,096.27% | 7,828.94% | 8,637.24% | 9,529.01% | 6,432.18% | 5,830.23% | 5,284.61% | 7.70% | |
| 2045 | 7,541.00% | 8,319.58% | 9,178.54% | 10,126.19% | 6,835.28% | 6,195.61% | 5,615.80% | 7.63% | |
| 2046 | 8,013.59% | 8,840.96% | 9,753.76% | 10,760.80% | 7,263.65% | 6,583.89% | 5,967.74% | 7.56% | |
| 2047 | 8,515.80% | 9,395.03% | 10,365.03% | 11,435.17% | 7,718.86% | 6,996.50% | 6,341.74% | 7.50% | |
| 2048 | 9,049.49% | 9,983.81% | 11,014.60% | 12,151.82% | 8,202.60% | 7,434.97% | 6,739.18% | 7.44% | |
| 2049 | 9,616.62% | 10,609.50% | 11,704.89% | 12,913.37% | 8,716.66% | 7,900.92% | 7,161.52% | 7.39% | |
| 2050 | 10,219.29% | 11,274.39% | 12,438.43% | 13,722.65% | 9,262.93% | 8,396.07% | 7,610.33% | 7.34% | |
| 2051 | 10,859.74% | 11,980.96% | 13,217.95% | 14,582.65% | 9,843.44% | 8,922.25% | 8,087.27% | 7.30% | |
| 2052 | 11,540.31% | 12,731.81% | 14,046.32% | 15,496.54% | 10,460.33% | 9,481.41% | 8,594.10% | 7.26% | |
| 2053 | 12,263.55% | 13,529.71% | 14,926.60% | 16,467.71% | 11,115.87% | 10,075.61% | 9,132.69% | 7.22% | |
| 2054 | 13,032.10% | 14,377.61% | 15,862.05% | 17,499.74% | 11,812.51% | 10,707.05% | 9,705.04% | 7.19% | |
| 2055 | 13,848.82% | 15,278.66% | 16,856.12% | 18,596.45% | 12,552.80% | 11,378.06% | 10,313.25% | 7.16% | |
| 2056 | 14,716.73% | 16,236.17% | 17,912.49% | 19,761.89% | 13,339.48% | 12,091.12% | 10,959.58% | 7.13% |
| Year | Nominal Drawdown | Real Drawdown |
|---|---|---|
| 1970 | -0.00% | -1.83% |
| 1971 | -0.00% | -0.00% |
| 1972 | -0.00% | -0.00% |
| 1973 | -11.68% | -18.75% |
| 1974 | -22.04% | -36.16% |
| 1975 | -0.00% | -22.72% |
| 1976 | -0.00% | -9.16% |
| 1977 | -0.00% | -9.79% |
| 1978 | -0.00% | -7.80% |
| 1979 | -0.00% | -4.89% |
| 1980 | -0.00% | -0.09% |
| 1981 | -0.00% | -3.63% |
| 1982 | -0.00% | -0.00% |
| 1983 | -0.00% | -0.00% |
| 1984 | -0.00% | -0.00% |
| 1985 | -0.00% | -0.00% |
| 1986 | -0.00% | -0.00% |
| 1987 | -0.00% | -2.51% |
| 1988 | -0.00% | -0.00% |
| 1989 | -0.00% | -0.00% |
| 1990 | -5.29% | -10.74% |
| 1991 | -0.00% | -0.00% |
| 1992 | -0.00% | -0.00% |
| 1993 | -0.00% | -0.00% |
| 1994 | -1.96% | -4.51% |
| 1995 | -0.00% | -0.00% |
| 1996 | -0.00% | -0.00% |
| 1997 | -0.00% | -0.00% |
| 1998 | -0.00% | -0.00% |
| 1999 | -0.00% | -0.00% |
| 2000 | -0.00% | -0.00% |
| 2001 | -0.00% | -0.00% |
| 2002 | -0.49% | -2.80% |
| 2003 | -0.00% | -0.00% |
| 2004 | -0.00% | -0.00% |
| 2005 | -0.00% | -0.00% |
| 2006 | -0.00% | -0.00% |
| 2007 | -0.00% | -0.00% |
| 2008 | -15.51% | -15.59% |
| 2009 | -1.33% | -4.03% |
| 2010 | -0.00% | -0.00% |
| 2011 | -0.00% | -1.27% |
| 2012 | -0.00% | -0.00% |
| 2013 | -0.00% | -0.00% |
| 2014 | -0.00% | -0.00% |
| 2015 | -0.63% | -1.35% |
| 2016 | -0.00% | -0.00% |
| 2017 | -0.00% | -0.00% |
| 2018 | -5.49% | -7.26% |
| 2019 | -0.00% | -0.00% |
| 2020 | -0.00% | -0.00% |
| 2021 | -0.00% | -0.00% |
| 2022 | -14.68% | -19.85% |
| 2023 | -5.14% | -13.77% |
| 2024 | -0.00% | -9.30% |
| 2025 | -0.00% | -0.30% |
| 2026 | -0.00% | -0.00% |
| Year | Annualized Real Return | MWR 20yr | P-MWR 20yr |
|---|---|---|---|
| 1970 | 4.97% | 5.98% | 3.72% |
| 1971 | 4.47% | 6.33% | 3.69% |
| 1972 | 4.97% | 5.90% | 3.67% |
| 1973 | 5.04% | 5.76% | 3.60% |
| 1974 | 6.78% | 7.35% | 5.37% |
| 1975 | 7.82% | 9.89% | 7.70% |
| 1976 | 7.82% | 8.85% | 6.89% |
| 1977 | 7.29% | 8.09% | 6.11% |
| 1978 | 8.02% | 8.68% | 6.82% |
| 1979 | 8.29% | 9.11% | 7.26% |
| 1980 | 8.59% | 9.52% | 7.69% |
| 1981 | 8.50% | 9.82% | 7.90% |
| 1982 | 8.78% | 11.05% | 9.00% |
| 1983 | 7.69% | 10.21% | 7.89% |
| 1984 | 8.10% | 9.70% | 7.65% |
| 1985 | 8.48% | 10.36% | 8.33% |
| 1986 | 7.51% | 9.19% | 7.03% |
| 1987 | 7.06% | 8.44% | 6.28% |
| 1988 | 7.34% | 9.23% | 6.99% |
| 1989 | 5.94% | 9.05% | 6.20% |
| 1990 | 6.08% | 8.71% | 6.03% |
| 1991 | 7.33% | 10.38% | 7.86% |
| 1992 | 6.18% | 9.19% | 6.42% |
| 1993 | 6.23% | 9.12% | 6.40% |
| 1994 | 6.40% | 8.64% | 6.14% |
| 1995 | 6.89% | 9.64% | 7.09% |
| 1996 | 5.80% | 8.57% | 5.79% |
| 1997 | 5.81% | 8.54% | 5.78% |
| 1998 | 5.57% | 7.97% | 5.27% |
| 1999 | 4.79% | 7.83% | 4.76% |
| 2000 | 5.00% | 7.54% | 4.70% |
| 2001 | 5.42% | 7.66% | 4.99% |
| 2002 | 5.52% | 7.94% | 5.23% |
| 2003 | 4.51% | 8.62% | 5.05% |
| 2004 | 3.79% | 7.35% | 3.86% |
| 2005 | 3.63% | 7.04% | 3.59% |
| 2006 | 3.98% | 7.11% | 3.85% |
| 2007 | 3.88% | 6.86% | 3.66% |
| Year | Annualized Real Return | SWR 30yr | P-SWR 30yr |
|---|---|---|---|
| 1970 | 6.01% | 5.09% | 4.21% |
| 1971 | 6.18% | 5.42% | 4.52% |
| 1972 | 5.86% | 5.09% | 4.17% |
| 1973 | 5.54% | 5.00% | 4.00% |
| 1974 | 7.02% | 6.40% | 5.57% |
| 1975 | 8.18% | 8.63% | 7.82% |
| 1976 | 7.60% | 7.74% | 6.88% |
| 1977 | 7.28% | 7.07% | 6.21% |
| 1978 | 7.41% | 7.59% | 6.70% |
| 1979 | 6.72% | 7.96% | 6.83% |
| 1980 | 7.07% | 8.28% | 7.21% |
| 1981 | 7.33% | 8.49% | 7.48% |
| 1982 | 7.41% | 9.52% | 8.40% |
| 1983 | 7.09% | 8.74% | 7.62% |
| 1984 | 7.16% | 8.27% | 7.23% |
| 1985 | 7.27% | 8.80% | 7.73% |
| 1986 | 6.49% | 7.75% | 6.57% |
| 1987 | 6.15% | 7.08% | 5.90% |
| 1988 | 6.54% | 7.72% | 6.56% |
| 1989 | 5.94% | 7.53% | 6.20% |
| 1990 | 6.03% | 7.24% | 5.99% |
| 1991 | 6.82% | 8.63% | 7.44% |
| 1992 | 6.23% | 7.61% | 6.37% |
| 1993 | 5.19% | 7.55% | 5.89% |
| 1994 | 5.02% | 7.11% | 5.47% |
| 1995 | 5.36% | 7.87% | 6.23% |
| 1996 | 5.02% | 6.94% | 5.34% |
| 1997 | 5.00% | 6.88% | 5.29% |
| Year | VTSAX | VIMAX | VTMSX | BRSIX | VTIAX | VFIUX | VFIRX |
|---|---|---|---|---|---|---|---|
| 1970 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1971 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1972 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1973 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1974 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1975 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1976 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1977 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1978 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1979 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1980 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1981 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1982 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1983 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1984 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1985 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1986 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1987 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1988 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1989 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1990 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1991 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1992 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1993 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1994 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1995 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1996 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1997 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1998 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 1999 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2000 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2001 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2002 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2003 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2004 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2005 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2006 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2007 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2008 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2009 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2010 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2011 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2012 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2013 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2014 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2015 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2016 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2017 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2018 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2019 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2020 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2021 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2022 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2023 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2024 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2025 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
| 2026 | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 40.00% | 5.00% |
Name:Bill Bengen 4.7% SWR model portfolio
| Ticker | Weight | |
|---|---|---|
| VTSAX | 11.00% | |
| VIMAX | 11.00% | |
| VTMSX | 11.00% | |
| BRSIX | 11.00% | |
| VTIAX | 11.00% | |
| VFIUX | 40.00% | |
| VFIRX | 5.00% | |
| Total Weight | 100.00% |
| Metric | Nominal | Real |
|---|---|---|
| Annual Return | 9.37% | 5.27% |
| StdDev | 10.15% | 10.32% |
Skewness | -0.0708 | -0.0905 |
Kurtosis | 0.3974 | 0.6357 |
| Sharpe Ratio | 0.5298 | |
| Estimated Return | 6.27% | |
| Max Draw Down | -22.04% | -36.16% |
+1StdDev
+2StdDev
+3StdDev
-1StdDev
-2StdDev
-3StdDev
Estimated Mean
Diff to Mean
Real Cumulative Growth
VTSAX
VIMAX
VTMSX
BRSIX
VTIAX
VFIUX
VFIRX
Nominal
Real
Rolling 20 year real return
Max Withdrawal Rate 20
Permanent Max Withdrawal Rate 20
Rolling 30 year real return
Max Withdrawal Rate 30
Permanent Max Withdrawal Rate 30