| Year | Real Cumulative Growth | Est. Return (SD 0) | Est. Return (+1σ) | Est. Return (+2σ) | Est. Return (+3σ) | Est. Return (−1σ) | Est. Return (−2σ) | Est. Return (−3σ) | Diff. to Mean |
|---|---|---|---|---|---|---|---|---|---|
| 1970 | 93.50% | 72.93% | 85.10% | 99.31% | 115.89% | 62.49% | 53.55% | 45.89% | -22.00% |
| 1971 | 109.03% | 78.06% | 91.09% | 106.30% | 124.05% | 66.89% | 57.32% | 49.12% | -28.41% |
| 1972 | 134.93% | 83.55% | 97.50% | 113.78% | 132.78% | 71.60% | 61.36% | 52.58% | -38.08% |
| 1973 | 109.32% | 89.43% | 104.36% | 121.79% | 142.12% | 76.64% | 65.67% | 56.28% | -18.19% |
| 1974 | 72.02% | 95.72% | 111.71% | 130.36% | 152.12% | 82.03% | 70.29% | 60.24% | 32.92% |
| 1975 | 89.03% | 102.46% | 119.57% | 139.53% | 162.82% | 87.80% | 75.24% | 64.48% | 15.08% |
| 1976 | 98.09% | 109.67% | 127.98% | 149.35% | 174.28% | 93.98% | 80.53% | 69.01% | 11.81% |
| 1977 | 93.53% | 117.39% | 136.98% | 159.85% | 186.54% | 100.59% | 86.20% | 73.87% | 25.51% |
| 1978 | 98.63% | 125.65% | 146.62% | 171.10% | 199.67% | 107.67% | 92.27% | 79.07% | 27.39% |
| 1979 | 98.71% | 134.49% | 156.94% | 183.14% | 213.72% | 115.25% | 98.76% | 84.63% | 36.24% |
| 1980 | 111.77% | 143.95% | 167.98% | 196.03% | 228.76% | 123.36% | 105.71% | 90.58% | 28.79% |
| 1981 | 97.18% | 154.08% | 179.80% | 209.82% | 244.85% | 132.03% | 113.14% | 96.96% | 58.55% |
| 1982 | 104.93% | 164.92% | 192.45% | 224.58% | 262.08% | 141.33% | 121.11% | 103.78% | 57.17% |
| 1983 | 122.46% | 176.52% | 206.00% | 240.39% | 280.52% | 151.27% | 129.63% | 111.08% | 44.15% |
| 1984 | 122.53% | 188.95% | 220.49% | 257.30% | 300.26% | 161.91% | 138.75% | 118.90% | 54.20% |
| 1985 | 167.18% | 202.24% | 236.00% | 275.41% | 321.39% | 173.31% | 148.51% | 127.26% | 20.97% |
| 1986 | 220.22% | 216.47% | 252.61% | 294.78% | 344.00% | 185.50% | 158.96% | 136.22% | -1.70% |
| 1987 | 229.51% | 231.70% | 270.39% | 315.53% | 368.21% | 198.55% | 170.15% | 145.80% | 0.96% |
| 1988 | 263.53% | 248.01% | 289.41% | 337.73% | 394.11% | 212.52% | 182.12% | 156.06% | -5.89% |
| 1989 | 326.80% | 265.46% | 309.77% | 361.49% | 421.84% | 227.48% | 194.93% | 167.04% | -18.77% |
| 1990 | 285.86% | 284.13% | 331.57% | 386.93% | 451.53% | 243.48% | 208.65% | 178.80% | -0.60% |
| 1991 | 352.84% | 304.13% | 354.90% | 414.15% | 483.30% | 260.62% | 223.33% | 191.38% | -13.81% |
| 1992 | 350.98% | 325.53% | 379.87% | 443.29% | 517.30% | 278.95% | 239.04% | 204.84% | -7.25% |
| 1993 | 418.05% | 348.43% | 406.60% | 474.49% | 553.70% | 298.58% | 255.86% | 219.26% | -16.65% |
| 1994 | 412.16% | 372.95% | 435.21% | 507.87% | 592.66% | 319.59% | 273.87% | 234.69% | -9.51% |
| 1995 | 507.69% | 399.19% | 465.84% | 543.61% | 634.37% | 342.08% | 293.14% | 251.20% | -21.37% |
| 1996 | 575.67% | 427.28% | 498.61% | 581.86% | 679.00% | 366.15% | 313.76% | 268.87% | -25.78% |
| 1997 | 673.68% | 457.34% | 533.70% | 622.80% | 726.78% | 391.91% | 335.84% | 287.79% | -32.11% |
| 1998 | 786.11% | 489.52% | 571.25% | 666.62% | 777.92% | 419.49% | 359.47% | 308.04% | -37.73% |
| 1999 | 990.53% | 523.97% | 611.45% | 713.53% | 832.65% | 449.00% | 384.77% | 329.72% | -47.10% |
| 2000 | 830.90% | 560.84% | 654.47% | 763.73% | 891.24% | 480.60% | 411.84% | 352.92% | -32.50% |
| 2001 | 703.79% | 600.30% | 700.52% | 817.47% | 953.95% | 514.41% | 440.82% | 377.75% | -14.71% |
| 2002 | 564.65% | 642.54% | 749.81% | 874.99% | 1,021.08% | 550.61% | 471.84% | 404.33% | 13.79% |
| 2003 | 752.83% | 687.75% | 802.57% | 936.56% | 1,092.92% | 589.35% | 505.04% | 432.78% | -8.65% |
| 2004 | 846.46% | 736.14% | 859.04% | 1,002.46% | 1,169.82% | 630.82% | 540.57% | 463.23% | -13.03% |
| 2005 | 907.01% | 787.94% | 919.49% | 1,073.00% | 1,252.14% | 675.21% | 578.61% | 495.83% | -13.13% |
| 2006 | 1,060.53% | 843.38% | 984.18% | 1,148.50% | 1,340.24% | 722.72% | 619.32% | 530.72% | -20.48% |
| 2007 | 1,119.19% | 902.72% | 1,053.43% | 1,229.31% | 1,434.55% | 773.57% | 662.90% | 568.06% | -19.34% |
| 2008 | 676.96% | 966.24% | 1,127.56% | 1,315.81% | 1,535.49% | 828.00% | 709.54% | 608.03% | 42.73% |
| 2009 | 872.22% | 1,034.23% | 1,206.90% | 1,408.39% | 1,643.53% | 886.26% | 759.47% | 650.81% | 18.57% |
| 2010 | 986.41% | 1,107.00% | 1,291.82% | 1,507.49% | 1,759.17% | 948.62% | 812.91% | 696.61% | 12.22% |
| 2011 | 911.97% | 1,184.89% | 1,382.71% | 1,613.56% | 1,882.95% | 1,015.37% | 870.11% | 745.62% | 29.93% |
| 2012 | 1,052.41% | 1,268.27% | 1,480.01% | 1,727.10% | 2,015.44% | 1,086.82% | 931.33% | 798.09% | 20.51% |
| 2013 | 1,314.68% | 1,357.51% | 1,584.15% | 1,848.62% | 2,157.26% | 1,163.29% | 996.86% | 854.24% | 3.26% |
| 2014 | 1,379.52% | 1,453.02% | 1,695.61% | 1,978.70% | 2,309.05% | 1,245.14% | 1,067.00% | 914.35% | 5.33% |
| 2015 | 1,383.59% | 1,555.26% | 1,814.92% | 2,117.93% | 2,471.52% | 1,332.76% | 1,142.08% | 978.69% | 12.41% |
| 2016 | 1,478.12% | 1,664.70% | 1,942.62% | 2,266.95% | 2,645.43% | 1,426.53% | 1,222.44% | 1,047.55% | 12.62% |
| 2017 | 1,795.81% | 1,781.83% | 2,079.31% | 2,426.46% | 2,831.57% | 1,526.91% | 1,308.46% | 1,121.26% | -0.78% |
| 2018 | 1,605.44% | 1,907.21% | 2,225.62% | 2,597.20% | 3,030.81% | 1,634.35% | 1,400.52% | 1,200.15% | 18.80% |
| 2019 | 1,994.28% | 2,041.40% | 2,382.22% | 2,779.94% | 3,244.06% | 1,749.34% | 1,499.07% | 1,284.60% | 2.36% |
| 2020 | 2,303.76% | 2,185.04% | 2,549.84% | 2,975.55% | 3,472.33% | 1,872.43% | 1,604.55% | 1,374.99% | -5.15% |
| 2021 | 2,559.87% | 2,338.79% | 2,729.26% | 3,184.92% | 3,716.65% | 2,004.19% | 1,717.45% | 1,471.74% | -8.64% |
| 2022 | 1,967.62% | 2,503.36% | 2,921.30% | 3,409.02% | 3,978.17% | 2,145.21% | 1,838.30% | 1,575.30% | 27.23% |
| 2023 | 2,326.71% | 2,679.50% | 3,126.85% | 3,648.89% | 4,258.08% | 2,296.15% | 1,967.65% | 1,686.14% | 15.16% |
| 2024 | 2,615.82% | 2,868.04% | 3,346.87% | 3,905.64% | 4,557.70% | 2,457.72% | 2,106.10% | 1,804.78% | 9.64% |
| 2025 | 3,140.84% | 3,069.84% | 3,582.36% | 4,180.45% | 4,878.39% | 2,630.65% | 2,254.29% | 1,931.77% | -2.26% |
| 2026 | 3,456.66% | 3,285.85% | 3,834.43% | 4,474.60% | 5,221.65% | 2,815.75% | 2,412.91% | 2,067.70% | -4.94% |
| 2027 | 3,517.05% | 4,104.24% | 4,789.45% | 5,589.07% | 3,013.88% | 2,582.69% | 2,213.19% | 1.75% | |
| 2028 | 3,764.52% | 4,393.02% | 5,126.45% | 5,982.33% | 3,225.94% | 2,764.41% | 2,368.92% | 4.36% | |
| 2029 | 4,029.41% | 4,702.13% | 5,487.17% | 6,403.27% | 3,452.93% | 2,958.93% | 2,535.60% | 5.24% | |
| 2030 | 4,312.93% | 5,032.99% | 5,873.26% | 6,853.82% | 3,695.89% | 3,167.13% | 2,714.01% | 5.69% | |
| 2031 | 4,616.40% | 5,387.13% | 6,286.53% | 7,336.08% | 3,955.95% | 3,389.98% | 2,904.98% | 5.96% | |
| 2032 | 4,941.23% | 5,766.18% | 6,728.87% | 7,852.27% | 4,234.30% | 3,628.51% | 3,109.39% | 6.14% | |
| 2033 | 5,288.91% | 6,171.91% | 7,202.33% | 8,404.79% | 4,532.24% | 3,883.82% | 3,328.17% | 6.26% | |
| 2034 | 5,661.06% | 6,606.19% | 7,709.11% | 8,996.17% | 4,851.14% | 4,157.10% | 3,562.35% | 6.36% | |
| 2035 | 6,059.39% | 7,071.02% | 8,251.55% | 9,629.18% | 5,192.48% | 4,449.61% | 3,813.01% | 6.44% | |
| 2036 | 6,485.75% | 7,568.56% | 8,832.16% | 10,306.72% | 5,557.85% | 4,762.70% | 4,081.31% | 6.50% | |
| 2037 | 6,942.10% | 8,101.11% | 9,453.62% | 11,031.93% | 5,948.91% | 5,097.82% | 4,368.48% | 6.54% | |
| 2038 | 7,430.57% | 8,671.13% | 10,118.81% | 11,808.18% | 6,367.50% | 5,456.52% | 4,675.87% | 6.59% | |
| 2039 | 7,953.42% | 9,281.26% | 10,830.80% | 12,639.04% | 6,815.54% | 5,840.46% | 5,004.87% | 6.62% | |
| 2040 | 8,513.04% | 9,934.32% | 11,592.89% | 13,528.36% | 7,295.10% | 6,251.41% | 5,357.03% | 6.65% | |
| 2041 | 9,112.05% | 10,633.34% | 12,408.61% | 14,480.27% | 7,808.41% | 6,691.28% | 5,733.97% | 6.68% | |
| 2042 | 9,753.21% | 11,381.53% | 13,281.72% | 15,499.15% | 8,357.84% | 7,162.10% | 6,137.44% | 6.70% | |
| 2043 | 10,439.47% | 12,182.38% | 14,216.27% | 16,589.72% | 8,945.92% | 7,666.05% | 6,569.29% | 6.72% | |
| 2044 | 11,174.03% | 13,039.57% | 15,216.57% | 17,757.03% | 9,575.39% | 8,205.46% | 7,031.52% | 6.74% | |
| 2045 | 11,960.27% | 13,957.08% | 16,287.26% | 19,006.47% | 10,249.14% | 8,782.82% | 7,526.28% | 6.75% | |
| 2046 | 12,801.84% | 14,939.15% | 17,433.29% | 20,343.83% | 10,970.31% | 9,400.81% | 8,055.86% | 6.77% | |
| 2047 | 13,702.62% | 15,990.32% | 18,659.95% | 21,775.29% | 11,742.22% | 10,062.28% | 8,622.70% | 6.78% | |
| 2048 | 14,666.78% | 17,115.45% | 19,972.93% | 23,307.47% | 12,568.44% | 10,770.30% | 9,229.42% | 6.79% | |
| 2049 | 15,698.78% | 18,319.75% | 21,378.29% | 24,947.47% | 13,452.80% | 11,528.14% | 9,878.83% | 6.80% | |
| 2050 | 16,803.40% | 19,608.79% | 22,882.54% | 26,702.85% | 14,399.38% | 12,339.29% | 10,573.94% | 6.81% | |
| 2051 | 17,985.75% | 20,988.53% | 24,492.63% | 28,581.76% | 15,412.57% | 13,207.53% | 11,317.96% | 6.82% | |
| 2052 | 19,251.29% | 22,465.35% | 26,216.02% | 30,592.87% | 16,497.05% | 14,136.85% | 12,114.33% | 6.83% | |
| 2053 | 20,605.87% | 24,046.09% | 28,060.66% | 32,745.48% | 17,657.84% | 15,131.57% | 12,966.73% | 6.84% | |
| 2054 | 22,055.77% | 25,738.05% | 30,035.11% | 35,049.56% | 18,900.30% | 16,196.28% | 13,879.12% | 6.84% | |
| 2055 | 23,607.69% | 27,549.07% | 32,148.48% | 37,515.77% | 20,230.19% | 17,335.90% | 14,855.70% | 6.85% | |
| 2056 | 25,268.80% | 29,487.51% | 34,410.55% | 40,155.51% | 21,653.66% | 18,555.72% | 15,900.99% | 6.86% |
| Year | Nominal Drawdown | Real Drawdown |
|---|---|---|
| 1970 | -1.29% | -6.50% |
| 1971 | -0.00% | -0.00% |
| 1972 | -0.00% | -0.00% |
| 1973 | -11.92% | -18.98% |
| 1974 | -34.82% | -46.62% |
| 1975 | -13.82% | -34.02% |
| 1976 | -0.44% | -27.30% |
| 1977 | -0.00% | -30.68% |
| 1978 | -0.00% | -26.90% |
| 1979 | -0.00% | -26.84% |
| 1980 | -0.00% | -17.16% |
| 1981 | -5.30% | -27.98% |
| 1982 | -0.00% | -22.23% |
| 1983 | -0.00% | -9.24% |
| 1984 | -0.00% | -9.19% |
| 1985 | -0.00% | -0.00% |
| 1986 | -0.00% | -0.00% |
| 1987 | -0.00% | -0.00% |
| 1988 | -0.00% | -0.00% |
| 1989 | -0.00% | -0.00% |
| 1990 | -7.18% | -12.53% |
| 1991 | -0.00% | -0.00% |
| 1992 | -0.00% | -0.53% |
| 1993 | -0.00% | -0.00% |
| 1994 | -0.00% | -1.41% |
| 1995 | -0.00% | -0.00% |
| 1996 | -0.00% | -0.00% |
| 1997 | -0.00% | -0.00% |
| 1998 | -0.00% | -0.00% |
| 1999 | -0.00% | -0.00% |
| 2000 | -13.27% | -16.12% |
| 2001 | -25.40% | -28.95% |
| 2002 | -38.72% | -43.00% |
| 2003 | -16.77% | -24.00% |
| 2004 | -3.36% | -14.54% |
| 2005 | -0.00% | -8.43% |
| 2006 | -0.00% | -0.00% |
| 2007 | -0.00% | -0.00% |
| 2008 | -39.46% | -39.51% |
| 2009 | -19.87% | -22.07% |
| 2010 | -8.03% | -11.86% |
| 2011 | -12.45% | -18.52% |
| 2012 | -0.00% | -5.97% |
| 2013 | -0.00% | -0.00% |
| 2014 | -0.00% | -0.00% |
| 2015 | -0.00% | -0.00% |
| 2016 | -0.00% | -0.00% |
| 2017 | -0.00% | -0.00% |
| 2018 | -8.89% | -10.60% |
| 2019 | -0.00% | -0.00% |
| 2020 | -0.00% | -0.00% |
| 2021 | -0.00% | -0.00% |
| 2022 | -18.18% | -23.14% |
| 2023 | -0.00% | -9.11% |
| 2024 | -0.00% | -0.00% |
| 2025 | -0.00% | -0.00% |
| 2026 | -0.00% | -0.00% |
| Year | Annualized Real Return | MWR 20yr | P-MWR 20yr |
|---|---|---|---|
| 1970 | 6.10% | 5.67% | 3.93% |
| 1971 | 5.75% | 6.31% | 4.25% |
| 1972 | 6.05% | 5.65% | 3.90% |
| 1973 | 4.90% | 4.75% | 2.92% |
| 1974 | 6.94% | 6.04% | 4.46% |
| 1975 | 9.11% | 9.60% | 7.92% |
| 1976 | 9.09% | 8.43% | 6.95% |
| 1977 | 9.25% | 8.22% | 6.82% |
| 1978 | 10.38% | 9.26% | 7.97% |
| 1979 | 10.94% | 9.54% | 8.34% |
| 1980 | 12.22% | 10.40% | 9.36% |
| 1981 | 10.55% | 10.13% | 8.77% |
| 1982 | 10.41% | 12.77% | 11.01% |
| 1983 | 8.78% | 13.29% | 10.82% |
| 1984 | 9.51% | 12.77% | 10.70% |
| 1985 | 10.15% | 14.29% | 12.23% |
| 1986 | 8.82% | 11.94% | 9.74% |
| 1987 | 8.18% | 10.04% | 7.95% |
| 1988 | 8.24% | 10.47% | 8.32% |
| 1989 | 4.83% | 9.94% | 6.07% |
| 1990 | 5.03% | 8.53% | 5.34% |
| 1991 | 6.39% | 10.31% | 7.32% |
| 1992 | 4.86% | 9.01% | 5.52% |
| 1993 | 5.64% | 9.59% | 6.39% |
| 1994 | 5.90% | 8.60% | 5.86% |
| 1995 | 6.23% | 9.26% | 6.50% |
| 1996 | 5.14% | 8.04% | 5.09% |
| 1997 | 4.83% | 7.47% | 4.56% |
| 1998 | 5.02% | 6.69% | 4.18% |
| 1999 | 3.63% | 5.99% | 3.05% |
| 2000 | 3.56% | 4.90% | 2.47% |
| 2001 | 5.23% | 5.99% | 3.83% |
| 2002 | 6.67% | 7.35% | 5.33% |
| 2003 | 6.44% | 9.68% | 6.90% |
| 2004 | 5.80% | 7.80% | 5.28% |
| 2005 | 5.80% | 7.32% | 4.95% |
| 2006 | 6.41% | 7.19% | 5.11% |
| 2007 | 6.09% | 6.48% | 4.49% |
| Year | Annualized Real Return | SWR 30yr | P-SWR 30yr |
|---|---|---|---|
| 1970 | 7.94% | 5.00% | 4.50% |
| 1971 | 7.55% | 5.60% | 4.97% |
| 1972 | 6.41% | 5.05% | 4.27% |
| 1973 | 4.89% | 4.27% | 3.25% |
| 1974 | 6.64% | 5.44% | 4.65% |
| 1975 | 8.56% | 8.66% | 7.93% |
| 1976 | 8.04% | 7.61% | 6.86% |
| 1977 | 8.26% | 7.42% | 6.73% |
| 1978 | 8.63% | 8.34% | 7.64% |
| 1979 | 6.63% | 8.56% | 7.31% |
| 1980 | 7.53% | 9.23% | 8.19% |
| 1981 | 7.53% | 8.88% | 7.87% |
| 1982 | 7.75% | 11.08% | 9.90% |
| 1983 | 7.99% | 11.39% | 10.26% |
| 1984 | 8.23% | 10.88% | 9.87% |
| 1985 | 8.40% | 12.06% | 10.99% |
| 1986 | 7.30% | 9.93% | 8.73% |
| 1987 | 6.55% | 8.26% | 7.03% |
| 1988 | 7.10% | 8.53% | 7.44% |
| 1989 | 6.21% | 8.02% | 6.71% |
| 1990 | 6.21% | 6.93% | 5.80% |
| 1991 | 7.20% | 8.42% | 7.37% |
| 1992 | 6.83% | 7.36% | 6.35% |
| 1993 | 5.91% | 7.90% | 6.49% |
| 1994 | 5.89% | 7.09% | 5.82% |
| 1995 | 6.35% | 7.64% | 6.44% |
| 1996 | 6.26% | 6.63% | 5.56% |
| 1997 | 6.16% | 6.19% | 5.16% |
| Year | VTSAX | VEUSX | VPADX | VEMAX |
|---|---|---|---|---|
| 1970 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1971 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1972 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1973 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1974 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1975 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1976 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1977 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1978 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1979 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1980 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1981 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1982 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1983 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1984 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1985 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1986 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1987 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1988 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1989 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1990 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1991 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1992 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1993 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1994 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1995 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1996 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1997 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1998 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1999 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2000 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2001 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2002 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2003 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2004 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2005 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2006 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2007 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2008 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2009 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2010 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2011 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2012 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2013 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2014 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2015 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2016 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2017 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2018 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2019 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2020 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2021 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2022 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2023 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2024 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2025 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2026 | 60.00% | 20.00% | 12.00% | 8.00% |
Name:P4 (60% VTSAX, 20% VEUSX, 12% VPADX, 8% VEMAX)
| Ticker | Weight | |
|---|---|---|
| VTSAX | 60.00% | |
| VEUSX | 20.00% | |
| VPADX | 12.00% | |
| VEMAX | 8.00% | |
| Total Weight | 100% |
100%
Total
VTSAXVanguard Total Stock Market Index Fund Admiral Shares60.00%
VEUSXVanguard European Stock Index Fund Admiral Shares20.00%
VPADXVanguard Pacific Stock Index Fund Admiral Shares12.00%
VEMAXVanguard Emerging Markets Stock Index Fund Admiral Shares8.00%
| Metric | Nominal | Real |
|---|---|---|
| Annual Return | 10.56% | 6.41% |
| StdDev | 16.72% | 16.70% |
Skewness | -0.1138 | -0.1060 |
Kurtosis | 0.5603 | 0.3379 |
| Sharpe Ratio | 0.4463 | |
| Estimated Return | 7.04% | |
| Max Draw Down | -39.46% | -46.62% |
+1StdDev
+2StdDev
+3StdDev
-1StdDev
-2StdDev
-3StdDev
Estimated Mean
Diff to Mean
Real Cumulative Growth
VTSAX
VEUSX
VPADX
VEMAX
Nominal
Real
Rolling 20 year real return
Max Withdrawal Rate 20
Permanent Max Withdrawal Rate 20
Rolling 30 year real return
Max Withdrawal Rate 30
Permanent Max Withdrawal Rate 30