| Year | Real Cumulative Growth | Est. Return (SD 0) | Est. Return (+1σ) | Est. Return (+2σ) | Est. Return (+3σ) | Est. Return (−1σ) | Est. Return (−2σ) | Est. Return (−3σ) | Diff. to Mean |
|---|---|---|---|---|---|---|---|---|---|
| 1970 | 93.50% | 72.89% | 85.07% | 99.27% | 115.85% | 62.46% | 53.52% | 45.86% | -22.04% |
| 1971 | 109.03% | 78.02% | 91.06% | 106.26% | 124.01% | 66.86% | 57.29% | 49.09% | -28.44% |
| 1972 | 134.93% | 83.52% | 97.46% | 113.74% | 132.74% | 71.57% | 61.32% | 52.55% | -38.10% |
| 1973 | 109.32% | 89.40% | 104.33% | 121.75% | 142.08% | 76.60% | 65.64% | 56.25% | -18.23% |
| 1974 | 72.02% | 95.69% | 111.67% | 130.32% | 152.08% | 82.00% | 70.26% | 60.21% | 32.87% |
| 1975 | 89.03% | 102.42% | 119.53% | 139.49% | 162.79% | 87.77% | 75.21% | 64.44% | 15.04% |
| 1976 | 98.09% | 109.63% | 127.94% | 149.31% | 174.25% | 93.95% | 80.50% | 68.98% | 11.77% |
| 1977 | 93.53% | 117.35% | 136.95% | 159.82% | 186.51% | 100.56% | 86.17% | 73.84% | 25.47% |
| 1978 | 98.63% | 125.61% | 146.59% | 171.07% | 199.64% | 107.64% | 92.23% | 79.03% | 27.35% |
| 1979 | 98.71% | 134.45% | 156.91% | 183.11% | 213.69% | 115.21% | 98.73% | 84.60% | 36.21% |
| 1980 | 111.77% | 143.92% | 167.95% | 196.00% | 228.74% | 123.32% | 105.67% | 90.55% | 28.76% |
| 1981 | 97.18% | 154.05% | 179.78% | 209.80% | 244.84% | 132.00% | 113.11% | 96.93% | 58.52% |
| 1982 | 104.93% | 164.89% | 192.43% | 224.57% | 262.07% | 141.30% | 121.08% | 103.75% | 57.15% |
| 1983 | 122.46% | 176.50% | 205.98% | 240.37% | 280.52% | 151.24% | 129.60% | 111.05% | 44.13% |
| 1984 | 122.53% | 188.92% | 220.47% | 257.30% | 300.26% | 161.89% | 138.72% | 118.87% | 54.18% |
| 1985 | 167.18% | 202.22% | 235.99% | 275.41% | 321.40% | 173.28% | 148.49% | 127.24% | 20.96% |
| 1986 | 220.22% | 216.46% | 252.61% | 294.79% | 344.02% | 185.48% | 158.94% | 136.19% | -1.71% |
| 1987 | 229.51% | 231.69% | 270.39% | 315.54% | 368.24% | 198.54% | 170.13% | 145.78% | 0.95% |
| 1988 | 263.53% | 248.00% | 289.42% | 337.75% | 394.16% | 212.51% | 182.10% | 156.04% | -5.89% |
| 1989 | 326.80% | 265.46% | 309.79% | 361.53% | 421.91% | 227.47% | 194.92% | 167.03% | -18.77% |
| 1990 | 285.86% | 284.15% | 331.60% | 386.98% | 451.61% | 243.48% | 208.64% | 178.78% | -0.60% |
| 1991 | 352.84% | 304.15% | 354.94% | 414.22% | 483.39% | 260.62% | 223.33% | 191.37% | -13.80% |
| 1992 | 350.98% | 325.56% | 379.93% | 443.38% | 517.42% | 278.97% | 239.05% | 204.84% | -7.24% |
| 1993 | 418.05% | 348.47% | 406.67% | 474.59% | 553.84% | 298.60% | 255.87% | 219.26% | -16.64% |
| 1994 | 412.16% | 373.00% | 435.30% | 507.99% | 592.83% | 319.62% | 273.88% | 234.69% | -9.50% |
| 1995 | 507.69% | 399.26% | 465.94% | 543.75% | 634.56% | 342.12% | 293.16% | 251.21% | -21.36% |
| 1996 | 575.67% | 427.36% | 498.73% | 582.03% | 679.23% | 366.21% | 313.80% | 268.89% | -25.76% |
| 1997 | 673.68% | 457.45% | 533.84% | 622.99% | 727.04% | 391.98% | 335.89% | 287.82% | -32.10% |
| 1998 | 786.11% | 489.65% | 571.42% | 666.85% | 778.21% | 419.58% | 359.53% | 308.08% | -37.71% |
| 1999 | 990.53% | 524.11% | 611.64% | 713.79% | 832.99% | 449.11% | 384.84% | 329.77% | -47.09% |
| 2000 | 830.90% | 561.01% | 654.70% | 764.03% | 891.63% | 480.72% | 411.93% | 352.98% | -32.48% |
| 2001 | 703.79% | 600.50% | 700.78% | 817.81% | 954.39% | 514.56% | 440.93% | 377.83% | -14.68% |
| 2002 | 564.65% | 642.76% | 750.11% | 875.38% | 1,021.57% | 550.78% | 471.96% | 404.42% | 13.83% |
| 2003 | 752.83% | 688.01% | 802.91% | 937.00% | 1,093.48% | 589.55% | 505.18% | 432.89% | -8.61% |
| 2004 | 846.46% | 736.44% | 859.43% | 1,002.96% | 1,170.45% | 631.05% | 540.74% | 463.36% | -13.00% |
| 2005 | 907.01% | 788.28% | 919.92% | 1,073.56% | 1,252.84% | 675.47% | 578.81% | 495.98% | -13.09% |
| 2006 | 1,060.53% | 843.77% | 984.68% | 1,149.12% | 1,341.03% | 723.02% | 619.55% | 530.89% | -20.44% |
| 2007 | 1,119.19% | 903.16% | 1,053.99% | 1,230.01% | 1,435.43% | 773.91% | 663.16% | 568.26% | -19.30% |
| 2008 | 676.96% | 966.73% | 1,128.18% | 1,316.60% | 1,536.47% | 828.39% | 709.84% | 608.26% | 42.81% |
| 2009 | 872.22% | 1,034.78% | 1,207.60% | 1,409.27% | 1,644.63% | 886.70% | 759.81% | 651.08% | 18.64% |
| 2010 | 986.41% | 1,107.62% | 1,292.60% | 1,508.47% | 1,760.39% | 949.12% | 813.29% | 696.91% | 12.29% |
| 2011 | 911.97% | 1,185.59% | 1,383.59% | 1,614.66% | 1,884.31% | 1,015.93% | 870.54% | 745.96% | 30.00% |
| 2012 | 1,052.41% | 1,269.05% | 1,480.98% | 1,728.31% | 2,016.95% | 1,087.44% | 931.82% | 798.47% | 20.58% |
| 2013 | 1,314.68% | 1,358.38% | 1,585.23% | 1,849.97% | 2,158.92% | 1,163.99% | 997.41% | 854.68% | 3.32% |
| 2014 | 1,379.52% | 1,453.99% | 1,696.82% | 1,980.19% | 2,310.89% | 1,245.92% | 1,067.62% | 914.84% | 5.40% |
| 2015 | 1,383.59% | 1,556.34% | 1,816.26% | 2,119.58% | 2,473.56% | 1,333.62% | 1,142.77% | 979.24% | 12.49% |
| 2016 | 1,478.12% | 1,665.90% | 1,944.11% | 2,268.78% | 2,647.68% | 1,427.50% | 1,223.22% | 1,048.17% | 12.70% |
| 2017 | 1,795.81% | 1,783.16% | 2,080.95% | 2,428.48% | 2,834.05% | 1,527.98% | 1,309.32% | 1,121.95% | -0.70% |
| 2018 | 1,605.44% | 1,908.68% | 2,227.44% | 2,599.43% | 3,033.54% | 1,635.54% | 1,401.48% | 1,200.92% | 18.89% |
| 2019 | 1,994.28% | 2,043.03% | 2,384.23% | 2,782.40% | 3,247.08% | 1,750.66% | 1,500.14% | 1,285.46% | 2.44% |
| 2020 | 2,303.76% | 2,186.84% | 2,552.06% | 2,978.26% | 3,475.64% | 1,873.90% | 1,605.73% | 1,375.94% | -5.08% |
| 2021 | 2,559.87% | 2,340.78% | 2,731.70% | 3,187.90% | 3,720.30% | 2,005.80% | 1,718.76% | 1,472.80% | -8.56% |
| 2022 | 1,967.62% | 2,505.55% | 2,923.99% | 3,412.30% | 3,982.17% | 2,146.99% | 1,839.75% | 1,576.47% | 27.34% |
| 2023 | 2,326.71% | 2,681.92% | 3,129.81% | 3,652.50% | 4,262.48% | 2,298.12% | 1,969.25% | 1,687.44% | 15.27% |
| 2024 | 2,615.82% | 2,870.70% | 3,350.12% | 3,909.60% | 4,562.52% | 2,459.89% | 2,107.87% | 1,806.22% | 9.74% |
| 2025 | 3,140.84% | 3,072.77% | 3,585.94% | 4,184.81% | 4,883.69% | 2,633.04% | 2,256.24% | 1,933.36% | -2.17% |
| 2026 | 3,506.55% | 3,289.07% | 3,838.36% | 4,479.38% | 5,227.45% | 2,818.39% | 2,415.06% | 2,069.45% | -6.20% |
| 2027 | 3,520.59% | 4,108.54% | 4,794.69% | 5,595.42% | 3,016.78% | 2,585.06% | 2,215.13% | 0.40% | |
| 2028 | 3,768.41% | 4,397.75% | 5,132.19% | 5,989.29% | 3,229.13% | 2,767.03% | 2,371.05% | 3.67% | |
| 2029 | 4,033.67% | 4,707.31% | 5,493.45% | 6,410.88% | 3,456.43% | 2,961.80% | 2,537.95% | 4.78% | |
| 2030 | 4,317.61% | 5,038.67% | 5,880.14% | 6,862.15% | 3,699.74% | 3,170.28% | 2,716.60% | 5.34% | |
| 2031 | 4,621.53% | 5,393.34% | 6,294.05% | 7,345.19% | 3,960.16% | 3,393.44% | 2,907.83% | 5.68% | |
| 2032 | 4,946.84% | 5,772.99% | 6,737.10% | 7,862.22% | 4,238.93% | 3,632.31% | 3,112.51% | 5.90% | |
| 2033 | 5,295.06% | 6,179.35% | 7,211.33% | 8,415.66% | 4,537.31% | 3,888.00% | 3,331.60% | 6.06% | |
| 2034 | 5,667.78% | 6,614.33% | 7,718.95% | 9,008.04% | 4,856.69% | 4,161.68% | 3,566.12% | 6.19% | |
| 2035 | 6,066.75% | 7,079.92% | 8,262.29% | 9,642.13% | 5,198.56% | 4,454.62% | 3,817.14% | 6.28% | |
| 2036 | 6,493.79% | 7,578.28% | 8,843.89% | 10,320.85% | 5,564.50% | 4,768.19% | 4,085.84% | 6.36% | |
| 2037 | 6,950.90% | 8,111.73% | 9,466.42% | 11,047.35% | 5,956.19% | 5,103.83% | 4,373.44% | 6.42% | |
| 2038 | 7,440.18% | 8,682.72% | 10,132.77% | 11,824.99% | 6,375.45% | 5,463.09% | 4,681.30% | 6.47% | |
| 2039 | 7,963.90% | 9,293.91% | 10,846.03% | 12,657.36% | 6,824.23% | 5,847.65% | 5,010.82% | 6.51% | |
| 2040 | 8,524.49% | 9,948.12% | 11,609.49% | 13,548.33% | 7,304.59% | 6,259.27% | 5,363.54% | 6.55% | |
| 2041 | 9,124.54% | 10,648.38% | 12,426.70% | 14,502.01% | 7,818.77% | 6,699.87% | 5,741.08% | 6.58% | |
| 2042 | 9,766.83% | 11,397.93% | 13,301.43% | 15,522.82% | 8,369.14% | 7,171.48% | 6,145.20% | 6.61% | |
| 2043 | 10,454.33% | 12,200.24% | 14,237.73% | 16,615.49% | 8,958.26% | 7,676.29% | 6,577.77% | 6.64% | |
| 2044 | 11,190.22% | 13,059.03% | 15,239.94% | 17,785.08% | 9,588.84% | 8,216.63% | 7,040.79% | 6.66% | |
| 2045 | 11,977.91% | 13,978.27% | 16,312.70% | 19,036.99% | 10,263.81% | 8,795.01% | 7,536.40% | 6.68% | |
| 2046 | 12,821.05% | 14,962.22% | 17,460.97% | 20,377.03% | 10,986.29% | 9,414.10% | 8,066.89% | 6.70% | |
| 2047 | 13,723.54% | 16,015.43% | 18,690.07% | 21,811.39% | 11,759.63% | 10,076.77% | 8,634.73% | 6.71% | |
| 2048 | 14,689.56% | 17,142.77% | 20,005.69% | 23,346.72% | 12,587.41% | 10,786.08% | 9,242.54% | 6.73% | |
| 2049 | 15,723.57% | 18,349.47% | 21,413.91% | 24,990.13% | 13,473.45% | 11,545.33% | 9,893.14% | 6.74% | |
| 2050 | 16,830.37% | 19,641.12% | 22,921.26% | 26,749.21% | 14,421.86% | 12,358.02% | 10,589.53% | 6.75% | |
| 2051 | 18,015.08% | 21,023.68% | 24,534.72% | 28,632.12% | 15,437.03% | 13,227.92% | 11,334.93% | 6.77% | |
| 2052 | 19,283.19% | 22,503.56% | 26,261.75% | 30,647.57% | 16,523.67% | 14,159.05% | 12,132.81% | 6.78% | |
| 2053 | 20,640.55% | 24,087.61% | 28,110.34% | 32,804.89% | 17,686.79% | 15,155.72% | 12,986.86% | 6.79% | |
| 2054 | 22,093.47% | 25,783.17% | 30,089.07% | 35,114.07% | 18,931.78% | 16,222.55% | 13,901.02% | 6.79% | |
| 2055 | 23,648.65% | 27,598.08% | 32,207.07% | 37,585.79% | 20,264.41% | 17,364.47% | 14,879.53% | 6.80% | |
| 2056 | 25,313.31% | 29,540.74% | 34,474.17% | 40,231.50% | 21,690.85% | 18,586.78% | 15,926.92% | 6.81% |
| Year | Nominal Drawdown | Real Drawdown |
|---|---|---|
| 1970 | -1.29% | -6.50% |
| 1971 | -0.00% | -0.00% |
| 1972 | -0.00% | -0.00% |
| 1973 | -11.92% | -18.98% |
| 1974 | -34.82% | -46.62% |
| 1975 | -13.82% | -34.02% |
| 1976 | -0.44% | -27.30% |
| 1977 | -0.00% | -30.68% |
| 1978 | -0.00% | -26.90% |
| 1979 | -0.00% | -26.84% |
| 1980 | -0.00% | -17.16% |
| 1981 | -5.30% | -27.98% |
| 1982 | -0.00% | -22.23% |
| 1983 | -0.00% | -9.24% |
| 1984 | -0.00% | -9.19% |
| 1985 | -0.00% | -0.00% |
| 1986 | -0.00% | -0.00% |
| 1987 | -0.00% | -0.00% |
| 1988 | -0.00% | -0.00% |
| 1989 | -0.00% | -0.00% |
| 1990 | -7.18% | -12.53% |
| 1991 | -0.00% | -0.00% |
| 1992 | -0.00% | -0.53% |
| 1993 | -0.00% | -0.00% |
| 1994 | -0.00% | -1.41% |
| 1995 | -0.00% | -0.00% |
| 1996 | -0.00% | -0.00% |
| 1997 | -0.00% | -0.00% |
| 1998 | -0.00% | -0.00% |
| 1999 | -0.00% | -0.00% |
| 2000 | -13.27% | -16.12% |
| 2001 | -25.40% | -28.95% |
| 2002 | -38.72% | -43.00% |
| 2003 | -16.77% | -24.00% |
| 2004 | -3.36% | -14.54% |
| 2005 | -0.00% | -8.43% |
| 2006 | -0.00% | -0.00% |
| 2007 | -0.00% | -0.00% |
| 2008 | -39.46% | -39.51% |
| 2009 | -19.87% | -22.07% |
| 2010 | -8.03% | -11.86% |
| 2011 | -12.45% | -18.52% |
| 2012 | -0.00% | -5.97% |
| 2013 | -0.00% | -0.00% |
| 2014 | -0.00% | -0.00% |
| 2015 | -0.00% | -0.00% |
| 2016 | -0.00% | -0.00% |
| 2017 | -0.00% | -0.00% |
| 2018 | -8.89% | -10.60% |
| 2019 | -0.00% | -0.00% |
| 2020 | -0.00% | -0.00% |
| 2021 | -0.00% | -0.00% |
| 2022 | -18.18% | -23.14% |
| 2023 | -0.00% | -9.11% |
| 2024 | -0.00% | -0.00% |
| 2025 | -0.00% | -0.00% |
| 2026 | -0.00% | -0.00% |
| Year | Annualized Real Return | MWR 20yr | P-MWR 20yr |
|---|---|---|---|
| 1970 | 6.10% | 5.67% | 3.93% |
| 1971 | 5.75% | 6.31% | 4.25% |
| 1972 | 6.05% | 5.65% | 3.90% |
| 1973 | 4.90% | 4.75% | 2.92% |
| 1974 | 6.94% | 6.04% | 4.46% |
| 1975 | 9.11% | 9.60% | 7.92% |
| 1976 | 9.09% | 8.43% | 6.95% |
| 1977 | 9.25% | 8.22% | 6.82% |
| 1978 | 10.38% | 9.26% | 7.97% |
| 1979 | 10.94% | 9.54% | 8.34% |
| 1980 | 12.22% | 10.40% | 9.36% |
| 1981 | 10.55% | 10.13% | 8.77% |
| 1982 | 10.41% | 12.77% | 11.01% |
| 1983 | 8.78% | 13.29% | 10.82% |
| 1984 | 9.51% | 12.77% | 10.70% |
| 1985 | 10.15% | 14.29% | 12.23% |
| 1986 | 8.82% | 11.94% | 9.74% |
| 1987 | 8.18% | 10.04% | 7.95% |
| 1988 | 8.24% | 10.47% | 8.32% |
| 1989 | 4.83% | 9.94% | 6.07% |
| 1990 | 5.03% | 8.53% | 5.34% |
| 1991 | 6.39% | 10.31% | 7.32% |
| 1992 | 4.86% | 9.01% | 5.52% |
| 1993 | 5.64% | 9.59% | 6.39% |
| 1994 | 5.90% | 8.60% | 5.86% |
| 1995 | 6.23% | 9.26% | 6.50% |
| 1996 | 5.14% | 8.04% | 5.09% |
| 1997 | 4.83% | 7.47% | 4.56% |
| 1998 | 5.02% | 6.69% | 4.18% |
| 1999 | 3.63% | 5.99% | 3.05% |
| 2000 | 3.56% | 4.90% | 2.47% |
| 2001 | 5.23% | 5.99% | 3.83% |
| 2002 | 6.67% | 7.35% | 5.33% |
| 2003 | 6.44% | 9.68% | 6.90% |
| 2004 | 5.80% | 7.80% | 5.28% |
| 2005 | 5.80% | 7.32% | 4.95% |
| 2006 | 6.41% | 7.19% | 5.11% |
| 2007 | 6.16% | 6.48% | 4.52% |
| Year | Annualized Real Return | SWR 30yr | P-SWR 30yr |
|---|---|---|---|
| 1970 | 7.94% | 5.00% | 4.50% |
| 1971 | 7.55% | 5.60% | 4.97% |
| 1972 | 6.41% | 5.05% | 4.27% |
| 1973 | 4.89% | 4.27% | 3.25% |
| 1974 | 6.64% | 5.44% | 4.65% |
| 1975 | 8.56% | 8.66% | 7.93% |
| 1976 | 8.04% | 7.61% | 6.86% |
| 1977 | 8.26% | 7.42% | 6.73% |
| 1978 | 8.63% | 8.34% | 7.64% |
| 1979 | 6.63% | 8.56% | 7.31% |
| 1980 | 7.53% | 9.23% | 8.19% |
| 1981 | 7.53% | 8.88% | 7.87% |
| 1982 | 7.75% | 11.08% | 9.90% |
| 1983 | 7.99% | 11.39% | 10.26% |
| 1984 | 8.23% | 10.88% | 9.87% |
| 1985 | 8.40% | 12.06% | 10.99% |
| 1986 | 7.30% | 9.93% | 8.73% |
| 1987 | 6.55% | 8.26% | 7.03% |
| 1988 | 7.10% | 8.53% | 7.44% |
| 1989 | 6.21% | 8.02% | 6.71% |
| 1990 | 6.21% | 6.93% | 5.80% |
| 1991 | 7.20% | 8.42% | 7.37% |
| 1992 | 6.83% | 7.36% | 6.35% |
| 1993 | 5.91% | 7.90% | 6.49% |
| 1994 | 5.89% | 7.09% | 5.82% |
| 1995 | 6.35% | 7.64% | 6.44% |
| 1996 | 6.26% | 6.63% | 5.56% |
| 1997 | 6.21% | 6.19% | 5.17% |
| Year | VTSAX | VEUSX | VPADX | VEMAX |
|---|---|---|---|---|
| 1970 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1971 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1972 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1973 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1974 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1975 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1976 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1977 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1978 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1979 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1980 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1981 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1982 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1983 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1984 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1985 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1986 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1987 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1988 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1989 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1990 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1991 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1992 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1993 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1994 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1995 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1996 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1997 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1998 | 60.00% | 20.00% | 12.00% | 8.00% |
| 1999 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2000 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2001 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2002 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2003 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2004 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2005 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2006 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2007 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2008 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2009 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2010 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2011 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2012 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2013 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2014 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2015 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2016 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2017 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2018 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2019 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2020 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2021 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2022 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2023 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2024 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2025 | 60.00% | 20.00% | 12.00% | 8.00% |
| 2026 | 60.00% | 20.00% | 12.00% | 8.00% |
Name:P4 (60% VTSAX, 20% VEUSX, 12% VPADX, 8% VEMAX)
| Ticker | Weight | |
|---|---|---|
| VTSAX | 60.00% | |
| VEUSX | 20.00% | |
| VPADX | 12.00% | |
| VEMAX | 8.00% | |
| Total Weight | 100.00% |
| Metric | Nominal | Real |
|---|---|---|
| Annual Return | 10.59% | 6.44% |
| StdDev | 16.73% | 16.70% |
Skewness | -0.1144 | -0.1065 |
Kurtosis | 0.5633 | 0.3395 |
| Sharpe Ratio | 0.4481 | |
| Estimated Return | 7.04% | |
| Max Draw Down | -39.46% | -46.62% |
+1StdDev
+2StdDev
+3StdDev
-1StdDev
-2StdDev
-3StdDev
Estimated Mean
Diff to Mean
Real Cumulative Growth
VTSAX
VEUSX
VPADX
VEMAX
Nominal
Real
Rolling 20 year real return
Max Withdrawal Rate 20
Permanent Max Withdrawal Rate 20
Rolling 30 year real return
Max Withdrawal Rate 30
Permanent Max Withdrawal Rate 30